Midwestone Financial Group Investor Relations Material

MidWestOne Financial Group, Inc. operates as the bank holding company for MidWestOne Bank that provides commercial and retail banking products and services to individuals, businesses, governmental units, and institutional customers. The Company offers a range of product and service packages, including deposit accounts and lending solutions for small businesses; financing solutions for real estate acquisition and development; mortgages to home buyers; credit cards to consumers; cash management solutions for merchants of all sizes, both online and in person; and equipment leasing solutions for business owners. The Company's loan activities are collateralized by the Company taking possession of second or third lien interest positions on various types of commercial and industrial property including those held on its own balance sheet. The Company's deposit activities include taking deposits from individuals, corporations, partnerships, trusts, estates and other entities through the bank's offices located in Iowa. MidWestOne Bank is a federal savings bank that engages in community banking business primarily in Iowa. MidWestOne Financial Group, Inc. is based in Iowa City, Iowa.