)

MS&AD Insurance Group Holdings (8725) investor relations material
MS&AD Insurance Group Holdings Q1 2026 earnings summary
Complete event summary combining all related documents: earnings call transcript, report, and slide presentation.
Executive summary
Net premiums written rose by 160.7 billion yen (+12.4% year-on-year) to 1,457.0 billion yen, driven by strong growth in overseas subsidiaries and domestic non-life insurance.
Consolidated net income increased by 18.5 billion yen (9.1% year-on-year) to 222.7 billion yen, achieving 38.5% of the annual forecast.
Ordinary income rose 4.3% year-on-year to 2,020.3 billion yen, driven by higher underwriting and investment income.
Group adjusted profit reached 234.6 billion yen, up 37.3 billion yen year-on-year, with a 35.0% progress rate against the annual forecast.
Total assets grew to 26,333.6 billion yen, and net assets increased to 4,129.9 billion yen as of June 30, 2025.
Financial highlights
Domestic non-life insurance group adjusted profit rose by 42.7 billion yen to 145.6 billion yen, mainly due to higher underwriting profit and lower catastrophe losses.
Domestic life insurance group adjusted profit fell by 14.3 billion yen to 11.8 billion yen, impacted by reversal effects and lower interest/dividend income.
International business group adjusted profit increased by 9.8 billion yen to 78.2 billion yen, with profit growth in Europe and Americas offsetting declines in Asia.
Net premiums written for overseas subsidiaries grew by 128.1 billion yen (+24.0% year-on-year) to 662.3 billion yen.
Domestic life insurance gross premiums income remained stable at 376.3 billion yen.
Outlook and guidance
Group adjusted profit progress rate at 35.0% of the annual forecast of 671.0 billion yen; domestic non-life at 38.9%, domestic life at 22.9%, and international at 32.1%.
Consolidated net income progress rate at 38.5% of the annual forecast of 579.0 billion yen.
FY2026 forecast: ordinary profit 806.0 billion yen (down 13.2%), net income attributable to owners 579.0 billion yen (down 16.3%), EPS 385.28 yen.
Annual dividend forecast raised to 155.00 yen per share, with a higher ordinary dividend and lower special dividend.
Earnings forecasts are subject to high uncertainty due to natural disasters and market conditions.
Next MS&AD Insurance Group Holdings earnings date

Next MS&AD Insurance Group Holdings earnings date

The essential earnings season companion
The #1 app for live earnings calls, transcripts, analyst estimates, and more. All for free.
Live calls and transcripts
Listen to earnings calls, CMDs, investor conferences, and more – with a podcast-like experience.
Find what you need faster
Search for any keyword across all transcripts simultaneously.
Easily store key findings
Capturing important takeaways is as simple as it gets. Even during your lunch run or commute.
Your watchlist. Your dashboard.
Follow the companies that matter to you. Get a personalized feed with real-time updates.
Be the first to know
Set keyword alerts for any company, product, or competitor. Get notified the moment they're mentioned.
Consensus estimates
Access analyst consensus estimates, valuation multiples, and revenue segments splits.
All IR material in one place
The easiest way to stay updated during earnings season.
Global coverage
All events from public companies. Live and recorded.
Just click and listen
No webcast links. No manual registrations.
excellent app, it gives me free access to company earnings calls and annual reports. I also love the convenience of calls being available offline so I can listen in whilst doing other things and even when internet or WiFi isn't available.
)
One of the very few apps you could call perfect. If something was to add to it, maybe the share price of the company when you search for it, but it's already excellent.
)
This is genuinely one of the cleanest and fastest finance apps out there to track the market.
)
excellent app, it gives me free access to company earnings calls and annual reports. I also love the convenience of calls being available offline so I can listen in whilst doing other things and even when internet or WiFi isn't available.
)
One of the very few apps you could call perfect. If something was to add to it, maybe the share price of the company when you search for it, but it's already excellent.
)
This is genuinely one of the cleanest and fastest finance apps out there to track the market.
)
I can't remember the last time an app had such a positive impact on my investment process.
)
Love the app! Quartr makes it really easy to keep track of earnings calls. It also includes the reports and slides to make it easier to follow along.
)
Quartr is amazing, no way around it. It is the best right now for earnings calls, presentations, and the like.
)
I can't remember the last time an app had such a positive impact on my investment process.
)
Love the app! Quartr makes it really easy to keep track of earnings calls. It also includes the reports and slides to make it easier to follow along.
)
Quartr is amazing, no way around it. It is the best right now for earnings calls, presentations, and the like.
)
)
)
)
Frequently asked questions
Mobile app: Research anytime, anywhere with the #1 app for live earnings calls, transcripts, analyst estimates, and more. All for free.
Desktop (Quartr Pro): The leading platform for qualitative research, used daily by top firms and financial institutions.
Quartr API: Build custom solutions powered by live earnings calls, live transcripts, filings and reports, slide presentations, and more.
Explore our global coverage