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MS&AD Insurance Group Holdings, Inc. is a Japan-based company specializing in insurance and financial services. The company provides a wide range of property and casualty insurance, life insurance, and reinsurance products through its subsidiaries. It serves both individual and corporate clients, offering solutions such as auto, marine, fire, and liability insurance. MS&AD also engages in risk consulting and asset management services. The company is headquartered in Tokyo, Japan, and its shares are listed on the TSE.