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Odontoprev (ODPV3) investor relations material
Odontoprev Q3 2025 earnings summary
Complete event summary combining all related documents: earnings call transcript, report, and slide presentation.Q3 2025 earnings summary5 Nov, 2025
Executive summary
Net revenue and average ticket grew 7% year-over-year, with record SME segment growth and total beneficiaries reaching 9.1 million, supported by the Bradesco Dental brand and a network of 27,000 dentists in 2,500 cities.
Adjusted EBITDA margin expanded to 32% for the last twelve months, with net income reaching R$556 million, reflecting a double-digit annual increase and a 20% CAGR since IPO.
The company maintains an asset-light, pre-paid, recurring revenue model with zero debt and a net cash position of R$1,043 million as of September 2025.
Recognized for superior corporate governance, ESG performance, and as the top-of-mind dental plan by HR executives in Brazil for the 12th consecutive year.
Strategic expansion through exclusive bank channels led to record SME net adds and transformation of the portfolio mix.
Financial highlights
Net operating revenue reached R$2,384 million for OCT24–SEP25, up 7.1% YoY, with consolidated average ticket at R$22.44 and SME segment revenue share rising to 23%.
Adjusted EBITDA for the last twelve months was R$763 million, with margin expansion from 30.7% to 32.0%.
Net income for the last twelve months was R$556 million, with a 10.1% YoY increase.
Gross profit from non-corporate segments grew 14% per year, now representing 53% of total gross profit.
Bad debt ratio decreased to 1.5% in the first nine months and stabilized at 1.7%–2.0% over 12 months.
Outlook and guidance
SME and Individual plans have delivered a revenue CAGR of 12% since 2014, with strong growth expected to continue and a target of 200,000 net SME adds annually from 2026 onward.
CapEx is expected to decline after peaking in 2023, with ongoing investments in technology and digital transformation.
G&A expenses are anticipated to dilute over the midterm as digital investments mature.
Individual plan portfolio is in a transition year, with new products and channels expected to drive volume growth from mid-2026.
SME selling expenses: long-term impact on margins?
Individual plans: drivers for volume growth mid-2026?
Capital return: regulatory limits and future outlook?
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Next Odontoprev earnings date
Q4 202527 Feb, 2026
Next Odontoprev earnings date
Q4 202527 Feb, 2026
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