Old Second Bancorp (OSBC) investor relations material

Opening remarks and agenda

• The meeting was called to order by the Chairman, CEO, and President, with James Eccher and Bradley Adams as primary presenters, welcoming stockholders to a virtual format and outlining the agenda and participation rules.

• Quorum was confirmed and notice of meeting acknowledged.

• The official business was scheduled first, followed by a financial performance review and a Q&A session for stockholders.

Board and executive committee updates

• Introductions included all board members, executive officers, corporate counsel, independent auditors, and the scrutineer, with the Board of Directors comprising 12 members and roles outlined.

• Bradley Adams and Gary Collins were appointed as management proxies.

• Melissa Jordan served as Secretary of the Annual Meeting.

Shareholder proposals

• Three proposals were presented: election of four Class 1 directors (Darin Campbell, Billy J. Lyons Jr., Patti Temple Rocks, John Williams Jr.) for a three-year term, an advisory vote on executive compensation, and ratification of the independent auditor for 2026.

• Stockholders were invited to comment and vote on the proposals during the meeting.