)
Visual24 Oct 2025
The rise of Alphabet
One97 Communications (PAYTM) investor relations material
One97 Communications Q1 25/26 earnings summary
Complete event summary combining all related documents: earnings call transcript, report, and slide presentation.Q1 25/26 earnings summary22 Jul, 2025
Executive summary
Achieved profitability with ₹123 Cr PAT in Q1 FY26, marking a milestone across EBITDA and PAT metrics, with further improvement expected.
Board approved unaudited standalone and consolidated financial results for the quarter ended June 30, 2025, with no material misstatements identified.
Leadership in India's merchant payment business solidified, serving MSMEs and enterprises with a full-stack technology platform.
AI-first approach is being implemented across customer products and internal processes.
BNPL and wallet products are not yet resumed; recovery in personal credit is key for their return.
Financial highlights
Consolidated revenue from operations for Q1 FY26 was INR 19,175 million, up from INR 15,016 million year-over-year.
Contribution margin improved to 60% from 50% year-over-year.
EBITDA margin turned positive, currently at 4–5% for the first quarter.
Net income swung to a profit of ₹123 Cr from a loss of ₹840 Cr year-over-year.
Payment services revenue rose 18% year-over-year to ₹1,044 Cr; distribution of financial services revenue doubled to ₹561 Cr.
Outlook and guidance
Guidance for contribution margin remains in the high 50s, allowing for quarter-to-quarter fluctuations.
EBITDA margin target of 15–20% over the next 2–3 years is reaffirmed, with significant improvements expected by year-end.
Expects continued profitability improvement, with a focus on scalable monetization and customer experience through AI-led processes.
Nonlinear revenue growth expected from consumer products like BNPL and wallet once market conditions improve.
Exploring international expansion leveraging technology-led merchant payments and financial services.
What is the status of PPSL's payment system application?
How much was gained from movie ticket sale?
What is the status of the FGTPL GST SCN?
Partial view of Summaries dataset, powered by Quartr API
Research faster. Power your platform.
Next One97 Communications earnings date
Q2 25/265 Nov, 2025
Next One97 Communications earnings date
Q2 25/265 Nov, 2025
The essential earnings season companion
The #1 app for live earnings calls, transcripts, analyst estimates, and more. All for free.
Live calls and transcripts
Listen to earnings calls, CMDs, investor conferences, and more – with a podcast-like experience.
Find what you need faster
Search for any keyword across all transcripts simultaneously.
Easily store key findings
Capturing important takeaways is as simple as it gets. Even during your lunch run or commute.
Your watchlist. Your dashboard.
Follow the companies that matter to you. Get a personalized feed with real-time updates.
Be the first to know
Set keyword alerts for any company, product, or competitor. Get notified the moment they're mentioned.
Consensus estimates
Access analyst consensus estimates, valuation multiples, and revenue segments splits.
All IR material in one place
The easiest way to stay updated during earnings season.
Global coverage
All events from public companies. Live and recorded.
Just click and listen
No webcast links. No manual registrations.
excellent app, it gives me free access to company earnings calls and annual reports. I also love the convenience of calls being available offline so I can listen in whilst doing other things and even when internet or WiFi isn't available.
)
Leroy DaleyApp Store
One of the very few apps you could call perfect. If something was to add to it, maybe the share price of the company when you search for it, but it's already excellent.
)
Eferix Drawings Google Play
This is genuinely one of the cleanest and fastest finance apps out there to track the market.
anuj283App Store
excellent app, it gives me free access to company earnings calls and annual reports. I also love the convenience of calls being available offline so I can listen in whilst doing other things and even when internet or WiFi isn't available.
Leroy DaleyApp Store
One of the very few apps you could call perfect. If something was to add to it, maybe the share price of the company when you search for it, but it's already excellent.
Eferix Drawings Google Play
This is genuinely one of the cleanest and fastest finance apps out there to track the market.
anuj283App Store
I can't remember the last time an app had such a positive impact on my investment process.
)
@ankurshah47_ x.com
Love the app! Quartr makes it really easy to keep track of earnings calls. It also includes the reports and slides to make it easier to follow along.
Amina0781App Store
Quartr is amazing, no way around it. It is the best right now for earnings calls, presentations, and the like.
@theshortbearx.com
I can't remember the last time an app had such a positive impact on my investment process.
@ankurshah47_ x.com
Love the app! Quartr makes it really easy to keep track of earnings calls. It also includes the reports and slides to make it easier to follow along.
Amina0781App Store
Quartr is amazing, no way around it. It is the best right now for earnings calls, presentations, and the like.
@theshortbearx.com
)
)
Frequently asked questions
One97 Communications Limited operates Paytm, a digital payments and financial services platform offering mobile wallets, banking, lending, insurance, and e-commerce services to consumers and businesses. The company is headquartered in Noida, India, and its shares are listed on the NSE.
Quartr provides global coverage of all investor relation material from public companies.
Mobile app: Research anytime, anywhere with the #1 app for live earnings calls, transcripts, analyst estimates, and more. All for free.
Desktop (Quartr Pro): The leading platform for qualitative research, used daily by top firms and financial institutions.
Quartr API: Build custom solutions powered by live earnings calls, live transcripts, filings and reports, slide presentations, and more.
Yes, the Quartr mobile app is free on both iOS and Android.
Yes. Quartr provides global, industry-leading live coverage of company events such as regular earnings calls, capital markets days, M&A announcements, and investor conferences. Live with zero delays. Just click and listen.
Yes, capturing important takeaways is as simple as it gets. Even during your lunch run or commute.
Yes. Follow the companies that matter to you. Get a personalized feed with real-time updates, a tailored earnings calendar, and instant alerts when earnings calls go live.
Yes. Set keyword alerts for any company, product, or competitor. Get notified the moment they're mentioned, regardless of who's talking.
Explore our global coverage