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Edge16 Oct 2026
Winner, Winner: The Chicken McNugget Story
How a 1940s breeding contest, a Cornell food scientist, and a hedge by Ray Dalio helped McDonald's turn the Chicken McNugget into a fast-food icon.
PCI-PAL
PCI-PAL (PCIP) investor relations material
PCI-PAL H2 2026 TU earnings summary
Complete event summary combining all related documents: earnings call transcript, report, and slide presentation.H2 2026 TU earnings summary28 Jul, 2026
Executive summary
Achieved strong growth ahead of market forecasts for FY26, driven by robust new business momentum and expanding partner ecosystem.
Strategic investments in partner go-to-market, marketing, and product development accelerated sustainable organic growth.
Significant traction in the US market, with increased enterprise wins and a strengthened sales pipeline.
Financial highlights
Annual Recurring Revenue (ARR) rose 27% organically to £24.4m, or 29% on a constant currency basis, year-over-year.
Contracted ARR (CARR) increased 24% to £27.5m, or 26% on a constant currency basis.
Gross Revenue Retention improved to 96% from 95% year-over-year.
Revenue estimated at £24.6m, up 9% year-over-year, or 14% on a constant currency and comparable basis.
Adjusted EBITDA expected at approximately £1.1m, ahead of consensus, but down from £2.3m in FY25 due to increased investment.
Year-end cash position at £4.0m, up from £3.8m, with no debt.
Outlook and guidance
Entering FY27 with strong momentum, expanding partner ecosystem, and increasing enterprise demand, especially in the US.
High revenue visibility into FY27 supported by strong CARR and robust sales pipeline.
Continued confidence in future prospects based on customer retention and market demand.
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Latest events from PCI-PAL
- Record ARR growth and strong partner sales drive positive outlook despite lower EBITDA.PCIP
H1 2026 - ARR up 21% to £20.3m and revenue up 7%, with strong retention and US healthcare growth.PCIPH1 2026 TU
- Transforming into a secure engagement platform with strong growth, targeting GBP 50m revenue.PCIPCMD 2025
- FY25 revenue rose 25% to £22.5m, with £0.8m adjusted PBT and new product opportunities.PCIPH2 2025
- ARR up 25%, new AI product, and strong partnerships drive double-digit growth targets.PCIPTrading Update
- Revenue grew 20%, ARR rose 23%, and adjusted EBITDA returned to profit.PCIPH2 2024
- Revenue up 20% and new partnerships set the stage for further growth in FY25.PCIPTrading Update
- Revenue grew 26%, with record new-business sales and adjusted profitability.PCIPH1 2025
- Record H1 new business and 21% ARR growth highlight PCI Pal's strong momentum.PCIPTrading Update
Next PCI-PAL earnings date
H2 202613 Nov, 2026
PCI-PAL
Next PCI-PAL earnings date
H2 202613 Nov, 2026
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Frequently asked questions
PCI-PAL PLC provides payment card industry (PCI) compliance solutions and telephony services primarily in the United Kingdom, European Union, North America, the Asia Pacific, and the Middle East. The company offers an independent compliance assessment service that is designed to maintain merchants' PCI compliance with Payment Card Industry Data Security Standard (PCI-DSS). Its PCI-PAL Saver service allows customers to make direct payments to an individual or business via a bank account or debit or credit card; and its PCI-PAL Saver Connect service allows customers to send money to others using their mobile number.