Ponce Financial Group Investor Relations Material

Ponce Financial Group Inc. is the holding company for Ponce Bank, a community-focused bank operating primarily in New York City, with branches in the Bronx, Manhattan, Brooklyn, Queens, and Union City, New Jersey. The company provides a range of financial services, including personal and business banking, through its branches and digital platforms. It focuses on serving the financial needs of individuals, small businesses, and underserved communities, particularly within its local markets. The company is headquartered in New York, NY, and its shares are listed on the NASDAQ.