PRA Group (PRAA) investor relations material

Opening remarks and agenda

• The meeting was called to order by the Executive Chair, who welcomed participants and outlined administrative procedures for voting and questions.

• Directors and committee chairs were introduced, and retiring board member Peggy Turner was recognized for her service.

• Ernst & Young LLP representatives were present to answer questions regarding the audit.

Corporate governance

• The record date for voting was set as April 20, 2026, with Broadridge Financial Solutions appointed as inspector of election.

• A quorum was established with approximately 89% of eligible shares represented.

• Certified stockholder lists and election documents were made available for inspection and will be filed with the meeting minutes.

Shareholder proposals

• Four proposals were presented: election of nine directors, ratification of EY as auditor, advisory approval of executive compensation, and an amendment to increase share authorization under the 2022 Omnibus Incentive Plan.