)
Edge10 Jul 2026
Inside Take-Two: The Grand Anticipation
The story of how Take-Two Interactive built the empire behind Grand Theft Auto, Red Dead Redemption, and one of gaming's largest mobile portfolios.
Raiffeisen Bank International
Raiffeisen Bank International (RBI) investor relations material
Raiffeisen Bank International Q2 2026 earnings summary
Complete event summary combining all related documents: earnings call transcript, report, and slide presentation.Q2 2026 earnings summary31 Jul, 2026
Executive summary
Consolidated profit for H1 2026 excluding Russia rose 25% year-over-year to EUR 708 million, with strong core revenues and a focus on business excellence, technology, and efficiency.
Strategic review and transformation underway, with ambitions and targets to be presented at Capital Markets Day; major acquisitions (Addiko, Garanti BBVA Romania) progressing.
Russia business rundown continues, with loan and deposit reductions and ongoing efforts to extract trapped equity.
Rasperia litigation filed in Vienna, seeking EUR 3.15 billion in damages, with expected proceeds in 6-12 months.
Customer loans grew 6% year-to-date to EUR 107 billion (excluding Russia), with strong deposit inflows and record new mortgage and consumer loan production in key markets.
Financial highlights
Q2 year-to-date profit reached EUR 708 million; Q2 profit around EUR 500 million; consolidated profit for H1 2026 reached EUR 708 million, up 25% year-over-year.
Net interest income for H1 2026 was EUR 2,187 million, up from EUR 2,073 million in H1 2025; fee income up 10% year-over-year for H1 2026.
CET1 ratio (excluding Russia) at 15.5% as of June 30, 2026, with strong liquidity and capital positions.
NPE ratio stable at 1.6%, coverage ratio at 46.9%.
Cost/income ratio improved to 52.2% in H1 2026, down 2 percentage points year-over-year.
Outlook and guidance
Net interest income guided above EUR 4.4 billion for 2026, with fee income expected close to EUR 2.2 billion.
OpEx to rise to EUR 3.8 billion in 2026 due to litigation one-offs; cost/income ratio to temporarily rise to 55%.
Organic loan growth guidance unchanged at 11% (above 9.5% including Garanti BBVA acquisition); loans to customers expected to grow around 7%.
CET1 ratio expected at 14.3% year-end 2026, reflecting M&A impacts.
ROE guidance for core business at 9.5% (excluding Russia), with clean profitability above 12.5%.
Risk cost guidance at 35 bps for 2026, with potential to undershoot.
Drivers of Q2 provisioning drop vs FY guidance
Impact of acquisitions on CET1 ratio outlook
Explain the P/B Zero Russia deconsolidation
Recourse strategy for Rasperia claim in Austria
Impact of new Polish CHF law on cash inflows
Carve-out plan for Addiko Bank Balkan subsidiaries
Partial view of Summaries dataset, powered by Quartr API
AI can get things wrong. Verify important information.Research faster. Power your platform.
Latest events from Raiffeisen Bank International
- Q1 2025 profit up 6.3%, CET1 ratio 18.8%, with legal risks in Russia and Poland ongoing.RBI
Q1 20258 Jul 2026 - Q1 2026 profit fell 33% year-over-year, but CET1 and strategic moves support resilience.RBIQ1 20265 May 2026
- Core group profit and capital strength drive expansion and a EUR 1.60 dividend proposal.RBIAGM 2026 presentation13 Apr 2026
- Profit excluding Russia up 48% to EUR 1.44bn, with strong loan growth and robust capital ratios.RBIQ4 202510 Apr 2026
- H1 2024 profit €1.3bn, CET1 17.8%, 10% ROE guidance, Russia de-risking ongoing.RBIQ2 20242 Feb 2026
- Profit excluding Russia/Belarus was EUR 856 million, with CET1 at 17.8% and ROE cut to 7.5%.RBIQ3 202417 Jan 2026
- 2024 profit fell sharply, but core strength and 2025 growth outlook remain solid.RBIQ4 20249 Jan 2026
- Strong 2023 results, up to EUR 1.25 dividend, and ongoing Russia de-risking highlighted.RBIAGM 202517 Dec 2025
- Profit plunged on legal derecognition, but capital and core market growth remain strong.RBIQ2 20255 Nov 2025
Next Raiffeisen Bank International earnings date
Q3 20263 Nov, 2026
Raiffeisen Bank International
Next Raiffeisen Bank International earnings date
Q3 20263 Nov, 2026
The essential earnings season companion
The #1 app for qualitative research. Live earnings calls, AI chat, transcripts, and more. All for free.
Live calls and transcripts
Listen to earnings calls, CMDs, investor conferences, and more – with a podcast-like experience.
Find what you need faster
Search for any keyword across all transcripts simultaneously.
Easily store key findings
Capturing important takeaways is as simple as it gets. Even during your lunch run or commute.
Your watchlist. Your dashboard.
Follow the companies that matter to you. Get a personalized feed with real-time updates.
Be the first to know
Set keyword alerts for any company, product, or competitor. Get notified the moment they're mentioned.
Consensus estimates
Access analyst consensus estimates, valuation multiples, and revenue segments splits.
All IR material in one place
The easiest way to stay updated during earnings season.
Global coverage
All events from public companies. Live and recorded.
Just click and listen
No webcast links. No manual registrations.
excellent app, it gives me free access to company earnings calls and annual reports. I also love the convenience of calls being available offline so I can listen in whilst doing other things and even when internet or WiFi isn't available.
)
Leroy DaleyApp Store
One of the very few apps you could call perfect. If something was to add to it, maybe the share price of the company when you search for it, but it's already excellent.
)
Eferix Drawings Google Play
This is genuinely one of the cleanest and fastest finance apps out there to track the market.
anuj283App Store
excellent app, it gives me free access to company earnings calls and annual reports. I also love the convenience of calls being available offline so I can listen in whilst doing other things and even when internet or WiFi isn't available.
Leroy DaleyApp Store
One of the very few apps you could call perfect. If something was to add to it, maybe the share price of the company when you search for it, but it's already excellent.
Eferix Drawings Google Play
This is genuinely one of the cleanest and fastest finance apps out there to track the market.
anuj283App Store
I can't remember the last time an app had such a positive impact on my investment process.
)
@ankurshah47_ x.com
Love the app! Quartr makes it really easy to keep track of earnings calls. It also includes the reports and slides to make it easier to follow along.
Amina0781App Store
Quartr is amazing, no way around it. It is the best right now for earnings calls, presentations, and the like.
@theshortbearx.com
I can't remember the last time an app had such a positive impact on my investment process.
@ankurshah47_ x.com
Love the app! Quartr makes it really easy to keep track of earnings calls. It also includes the reports and slides to make it easier to follow along.
Amina0781App Store
Quartr is amazing, no way around it. It is the best right now for earnings calls, presentations, and the like.
@theshortbearx.com
)
)
Frequently asked questions
Explore our global coverage