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Reinsurance Group of America Inc operates as a diversified global provider of life reinsurance, retirement solutions, and other insurance products in the United States and internationally. The company operates through five segments: U.S. Life Reinsurance; Latin American Reinsurance; UK and European Reinsurance; Asia Pacific Reinsurance; and Corporate Operations. It offers individual and group risk products, including ordinary life, accident and health, critical illness, long-term care insurance (LTCI), fixed annuities, separate account investment contracts, Universal Life Insurance Products, Term Life Insurance Products, Bank-Owned UL/Universal Life Products, UL/WL, UL/Fixed Annuity, Universal Life Indexed Insurance Products, Term Life Indexed Insurance Products, Individual Variable Annuities (IVA) and Funding Agreement Variable Annuities (FAVA) to individuals and institutions.