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Ryan Specialty Group (RYAN) investor relations material
Ryan Specialty Group Q2 2025 earnings summary
Complete event summary combining all related documents: earnings call transcript, report, and slide presentation.Q2 2025 earnings summary31 Jul, 2025
Executive summary
Total revenue grew 23% year-over-year to $855.2M in Q2 2025, with 7.1% organic growth and significant M&A contributions.
Net income increased 5.6% to $124.7M; adjusted EBITDAC rose 24.5% to $308M, with margin expanding to 36.1%.
Major acquisitions and strategic alliances, including with Nationwide and Markel, expanded specialty capabilities and geographic reach.
78% of premiums placed in the E&S market, benefiting from secular growth drivers and market complexity.
Completed 62 acquisitions since founding, with $115M of revenue acquired in 2025 YTD.
Financial highlights
LTM revenue as of June 30, 2025: $2.8B, up from $2.5B in 2024; Q2 revenue reached $855M, up 23% year-over-year.
Adjusted EBITDAC for LTM June 30, 2025: $915.2M, margin 32.5%; Q2 margin improved to 36.1%.
Net income for LTM June 30, 2025: $191.5M; Q2 net income margin was 14.6%.
Adjusted EPS rose 13.8% to $0.66 in Q2 2025; adjusted net income margin was 21.6%.
Compensation and benefits expense ratio improved to 56.7% from 59.5% year-over-year.
Outlook and guidance
Full-year 2025 organic revenue growth guidance updated to 9%-11%, reflecting property pricing declines.
Adjusted EBITDAC margin guidance for 2025 set at 32.5%-33%, with margin expansion targeted at 35% by 2027.
Q3 organic growth expected to exceed Q2 and Q4, which are property-weighted.
Investments in talent, technology, and new initiatives to impact margins in 2025, with benefits expected from 2026 onward.
E&S market expected to continue outpacing admitted market growth by 4-6%.
What triggers property rate stabilization?
Quantify 2026 margin benefit from new initiatives?
How does Ryan Specialty ensure MGA alignment?
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Next Ryan Specialty Group earnings date
Q3 202530 Oct, 2025
Next Ryan Specialty Group earnings date
Q3 202530 Oct, 2025
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Frequently asked questions
Ryan Specialty Group Holdings Inc. provides specialty insurance products and services through wholesale brokerage and underwriting management. The company serves insurance brokers, agents, and carriers, offering customized solutions across diverse industries and risks. Its operations span both domestic and international markets. The company is headquartered in Chicago, Illinois, and its shares are listed on the NYSE.
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