SB Financial Group Investor Relations Material

SB Financial Group, Inc. operates as a bank holding company that focuses on commercial banking and wealth management services to individual and corporate customers primarily in Ohio, Indiana, and Michigan. The company operates through SBT Bancorp, Inc., its bank subsidiary; and SSB Advisory Services, LLC, its investment advisor subsidiary. The company accepts time and savings deposits, as well as offers checking accounts; loans comprising construction loans for commercial real estate projects and single-family homes; mortgage loans for the purchase of multi-family property, residential housing lots, and residential houses.