Achieved positive jaws in Q2 2026, with income growing faster than costs, strong business momentum, and record net fee and commission income.
Return on equity reached 15.7% in Q2 2026, reflecting disciplined cost management.
Net profit for Q2 2026 was SEK 8,664m, up 16% year-over-year and 5% sequentially.
Assets under management surpassed SEK 3,000bn after a 7% increase quarter-on-quarter.
Management changes in the Baltic division and formal ECB approval for merging three Baltic banks, targeted for year-end.
Total operating income for Q2 2026 was SEK 20,055m, up 9% sequentially and 3% year-over-year.
Net interest income increased 4% quarter-on-quarter to SEK 10,687m, mainly due to higher lending volumes and interest rates.
Net fee and commission income hit a record SEK 7,194m, up 8% year-over-year.
Net financial income surged 43% to SEK 2,421m, mainly from positive valuation effects on strategic holdings.
Operating expenses were SEK 8,014m, flat year-over-year but up 5% from Q1 due to higher staff costs.
EPS for Q2 2026 was SEK 4.44, up 16% year-over-year.
Full-year cost target remains at SEK 33.3bn ±0.25bn, with continued focus on cost discipline and efficiency.
CET1 ratio target remains above regulatory requirements, with a buffer of 250bps.
Share buybacks of SEK 1.25bn executed in Q2 2026.
Financial targets remain unchanged: 50% payout ratio, capital buffer of 100–300 basis points, and 15% ROE.
Macroeconomic forecasts remain cautious, with global GDP growth expected at 3% for 2026-2027 and ongoing geopolitical risks.
The #1 app for qualitative research. Live earnings calls, AI chat, transcripts, and more. All for free.
Listen to earnings calls, CMDs, investor conferences, and more – with a podcast-like experience.
Search for any keyword across all transcripts simultaneously.
Capturing important takeaways is as simple as it gets. Even during your lunch run or commute.
Follow the companies that matter to you. Get a personalized feed with real-time updates.
Set keyword alerts for any company, product, or competitor. Get notified the moment they're mentioned.
Access analyst consensus estimates, valuation multiples, and revenue segments splits.
The easiest way to stay updated during earnings season.
All events from public companies. Live and recorded.
No webcast links. No manual registrations.
excellent app, it gives me free access to company earnings calls and annual reports. I also love the convenience of calls being available offline so I can listen in whilst doing other things and even when internet or WiFi isn't available.
)
One of the very few apps you could call perfect. If something was to add to it, maybe the share price of the company when you search for it, but it's already excellent.
)
This is genuinely one of the cleanest and fastest finance apps out there to track the market.
excellent app, it gives me free access to company earnings calls and annual reports. I also love the convenience of calls being available offline so I can listen in whilst doing other things and even when internet or WiFi isn't available.
One of the very few apps you could call perfect. If something was to add to it, maybe the share price of the company when you search for it, but it's already excellent.
This is genuinely one of the cleanest and fastest finance apps out there to track the market.
I can't remember the last time an app had such a positive impact on my investment process.
)
Love the app! Quartr makes it really easy to keep track of earnings calls. It also includes the reports and slides to make it easier to follow along.
Quartr is amazing, no way around it. It is the best right now for earnings calls, presentations, and the like.
I can't remember the last time an app had such a positive impact on my investment process.
Love the app! Quartr makes it really easy to keep track of earnings calls. It also includes the reports and slides to make it easier to follow along.
Quartr is amazing, no way around it. It is the best right now for earnings calls, presentations, and the like.
)
)
)
Explore our global coverage