SEB Investor Relations Material

Skandinaviska Enskilda Banken (SEB), headquartered in Stockholm, Sweden, is a prominent financial institution in Northern Europe, providing a comprehensive range of banking services to individuals, corporations, and institutions. With a history dating back to 1856, SEB has built a strong reputation for stability and expertise in financial operations, and they're known for its comprehensive solutions for small and medium-sized businesses. Today, SEB plays a crucial role in the Nordic economy, serving as a significant conduit for investments and financial transactions both within the region and internationally.

SEB can trace its roots back to 1856 by André Oscar Wallenberg, a significant figure in Sweden's economic development during the latter half of the 19th century. The bank was created with the aim of supporting Sweden's burgeoning industrial sector, aiding in the transformation of the country's agrarian economy into a modern industrial one. Over its long history, SEB has weathered multiple financial crises and geopolitical upheavals, both surviving and thriving through these. The bank’s history is characterized by a desire to improve and innovate, something that can be exemplified by its role in introducing ATMs in Sweden during the 1960s and its early adoption of Internet banking in the late 1990s.

In the current Nordic economy, SEB holds a significant position as a key financial service provider, offering an extensive array of banking and financial services, including savings and loans, investments, insurance, and pension products. Its clientele is diverse, ranging from private individuals and small businesses to large corporations and institutions. As one of the largest banks in the Nordic region, SEB plays a substantial role in facilitating commerce and financial transactions, contributing to the region's economic growth and stability. This is however not something that they’re alone in, and some competitors operating in the region include names like DNB, Nordea, and Danske Bank.

SEB has gained a reputation as one of the most attractive options for banking for small and medium-sized businesses. SEB offers a comprehensive suite of banking services for entrepreneurs, including business accounts, loans, and insurance services. Moreover, the bank provides specific tools and resources for startups, such as guidance on business development and access to a vast network of industry contacts.