SPAREBANK 1 HELGELAND Investor Relations Material

SpareBank 1 Helgeland is a financial institution based in Norway, primarily serving the Helgeland district in the northern part of the country. As an independent savings bank and part of the SpareBank 1 Alliance, it caters to a diverse clientele including retail customers, small and medium enterprises (SMEs), municipal authorities, and institutions. The bank's offerings encompass a wide range of financial products and services, such as payment services, credit cards, saving accounts, placement services, loans, insurance, shares, currencies, and online banking facilities, emphasizing its role in the private market, business, and public sector. It operates through various segments, including Retail Market and Corporate Market, providing savings, investment, insurance products, leasing, and mortgage services. Additionally, the bank is engaged in owning, managing, and letting commercial properties, with branches located in key cities like Mosjøen, Brønnøysund, and Sandnessjøen. The company is headquartered in Mo i Rana, Norway, and its shares are listed on the Oslo Stock Exchange.