Barclays Investor Relations Material

Barclays PLC is a well-established multinational banking and financial services corporation, headquartered in London. With roots tracing back to the late 16th century, Barclays is one of the oldest financial institutions in the world. Like many similar companies, Barclays operates under a customer-centric approach while providing a broad range of financial services, including retail banking, credit cards, corporate banking, and investment banking.

Barclays' journey started in 1690 when John Freame and Thomas Gould started trading as goldsmith bankers in Lombard Street, London. The business grew steadily over the centuries, expanding its services and reach. The name "Barclays" was adopted in 1736 when James Barclay, a partner and eventual son-in-law of Freame, joined the business. The company has expanded and evolved over the centuries, and one notable milestone was the introduction of the world's first ATM in London in 1967. Throughout the years the bank has navigated through a changing economic landscape, including several global financial crises and sector-wide regulatory changes.

Barclays Bank provides a wide array of products and services tailored to meet a broad spectrum of customer needs. Their product portfolio includes personal banking solutions such as checking accounts, savings accounts, credit cards, and mortgages. Additionally, Barclays also offers wealth management services, along with investment banking for businesses, providing solutions such as corporate lending, mergers and acquisitions advisories, and risk management. They, like all modern banks, also offer digital platforms with online and mobile services, enabling customers to manage accounts, make payments, and track investments anytime and anywhere. Some notable competitors include Goldman Sachs, Wells Fargo, and other key players in the industry.

Barclays has had a significant influence on the banking sector over the years, owing largely to its long history and widespread operations. As one of the largest banks in the world, it has often been a trendsetter, pioneering new banking products and services that have become industry standards. Its early adoption of ATMs and online banking, for instance, influenced other banks to follow suit. Barclays' influence also extends to corporate governance and sustainable banking, where its initiatives have helped shape industry practices.