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T&D Holdings (8795) investor relations material
T&D Holdings Q2 2026 earnings summary
Complete event summary combining all related documents: earnings call transcript, report, and slide presentation.Q2 2026 earnings summary14 Nov, 2025
Executive summary
Group adjusted profit for the six months ended September 30, 2025, was ¥70.1 billion, down 13.4% year-over-year, mainly due to lower investment income from Fortitude, while positive spread in domestic life insurance increased.
Profit attributable to owners of parent rose 3.0% year-over-year to ¥67.3 billion, driven by higher interest and dividends income.
Ordinary revenues for the six months ended September 30, 2025, rose 3.6% year-over-year to ¥1,718.6 billion, driven by strong investment income despite a slight decline in insurance premiums.
Comprehensive income surged to ¥191.9 billion from a loss of ¥18.6 billion in the prior year period, reflecting significant gains in available-for-sale securities.
Interim dividend of ¥62 per share paid; annual dividend forecast at ¥124 per share, marking 11 consecutive years of increases.
Financial highlights
Annualized premiums of new policies increased 8.6% year-over-year to ¥114.3 billion; policies in force up 2.7% to ¥1,749.6 billion.
Core profit for the domestic life insurance business rose 27.4% year-over-year to ¥103.4 billion, supported by favorable sales and higher interest/dividends income.
Investment income jumped 32.6% year-over-year to ¥326.3 billion, offsetting a 0.8% decline in insurance premium income.
Group MCEV increased 8.2% from March 2025 to ¥4,269.5 billion, reflecting new business value accumulation and higher stock prices and interest rates.
Earnings per share for the period was ¥133.30, up from ¥123.96 a year earlier.
Outlook and guidance
Full-year group adjusted profit forecast is ¥146.0 billion, with 48.1% progress as of the first half.
Full-year ordinary revenues are forecast at ¥3,010.0 billion, up 12.3% year-over-year.
Profit attributable to owners of parent is projected at ¥118.0 billion, down 6.6% year-over-year.
No change to earnings or annual dividend per share forecasts for the year ending March 31, 2026.
Annual dividend per share is forecast to increase to ¥124.00 from ¥80.00 in the previous year.
What factors led to the significant comprehensive income increase?
Reconcile GAAP profit vs. Group adjusted profit
Assess the impact of new consolidations and US-GAAP
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Next T&D Holdings earnings date
Q3 202613 Feb, 2026
Next T&D Holdings earnings date
Q3 202613 Feb, 2026
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Frequently asked questions
T&D Holdings, Inc. is a Japanese financial services company that operates primarily in the life insurance sector. Through its group companies, the firm offers a range of life insurance products and services tailored to individuals and businesses. Its portfolio includes term life, whole life, and medical insurance policies. The company is headquartered in Tokyo, Japan, and its shares are listed on the Tokyo Stock Exchange (TSE).
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