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T&D
T&D (8795) investor relations material
T&D Q2 2027 earnings summary
Complete event summary combining all related documents: earnings call transcript, report, and slide presentation.Q2 2027 earnings summary13 Nov, 2026
Executive summary
H1 adjusted profit reached a record ¥91.4bn, up 30.3% YoY; profit attributable to owners of parent rose 13.5% to ¥76.4bn.
Higher interest and dividend income at domestic life insurers and earnings consolidated from Viridium supported results.
Financial highlights
Consolidated ordinary revenues fell 2.7% YoY to ¥1,672.9bn; ordinary profit rose 24.5% to ¥136.7bn.
Investment income rose 13.8% to ¥371.3bn; investment expenses increased 28.0% to ¥161.4bn, including higher securities-sale losses.
Domestic life insurance core profit increased 25.4% to ¥130.1bn; equity in affiliates swung to ¥8.5bn earnings from ¥0.8bn losses.
Comprehensive income fell 72.4% to ¥53.1bn, including ¥24.4bn of other comprehensive loss.
Outlook and guidance
FY27 forecasts unchanged: ordinary profit ¥235bn, parent-attributable profit ¥135bn and adjusted profit ¥172bn.
Annual dividend forecast remains ¥164 per share, comprising ¥82 interim and ¥82 year-end.
Positive spread is expected to widen with higher rates and portfolio replacements; in-force growth should support insurance earnings, though H2 may include deferred expenses.
H2 alternative investment earnings may recover at Fortitude, while Taiyo and Daido do not expect H1 outperformance to repeat at the same magnitude.
A ¥1 yen appreciation would reduce adjusted profit by ~¥0.37bn over the six months from Q3 onward.
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Latest events from T&D
- Profit rebounded to ¥98.8bn; FY2025 adjusted-profit guidance is ¥117bn.8795
Q4 2024 - Hybrid sales and digital innovation boost productivity; FY2026 profit dips but in-force ANP stable.8795Investor Day 2026
- Profits and investment income surged, with higher dividends and active share buybacks.8795Q1 2027
- Record buyback, higher dividends, and new profit targets drive enhanced shareholder returns.8795Investor update
- Record profit and higher dividends forecast, but FY2027 guidance signals lower revenues.8795Q4 2026
- Aims for 15% ROE, JPY 230bn profit, 60% payout, and growth via digital and disciplined investment.8795Investor update
- Adjusted profit rose 22.1%, while parent profit fell 9.8% and FY guidance held.8795Q3 2026
- Achieved strong KPIs and shareholder returns, despite a 13.4% drop in adjusted profit.8795Q2 2026
- Profit and adjusted profit surged, with forecasts and dividends raised for continued growth.8795Q3 2025
Next T&D earnings date
Q3 202712 Feb, 2027
T&D
Next T&D earnings date
Q3 202712 Feb, 2027
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Frequently asked questions
T&D Holdings, Inc. is a Japanese financial services company that operates primarily in the life insurance sector. Through its group companies, the firm offers a range of life insurance products and services tailored to individuals and businesses. Its portfolio includes term life, whole life, and medical insurance policies. The company is headquartered in Tokyo, Japan, and its shares are listed on the Tokyo Stock Exchange (TSE).