)
)
Edge16 Oct 2026
Winner, Winner: The Chicken McNugget Story
How a 1940s breeding contest, a Cornell food scientist, and a hedge by Ray Dalio helped McDonald's turn the Chicken McNugget into a fast-food icon.
T&D
T&D (8795) investor relations material
T&D Q2 2027 earnings summary
Complete event summary combining all related documents: earnings call transcript, report, and slide presentation.Q2 2027 earnings summary13 Nov, 2026
Executive summary
H1 adjusted profit reached a record ¥91.4bn, up 30.3% YoY; ordinary profit rose 24.5% to ¥136.7bn and parent-attributable profit rose 13.5% to ¥76.4bn.
Higher interest and dividend income at domestic life insurers and earnings consolidated from European affiliate Viridium supported results.
Financial highlights
Ordinary revenues fell 2.7% YoY to ¥1,672.9bn; insurance premiums were ¥1,247.8bn, down 7.7%.
Domestic life premiums were ¥1,241.2bn, down 7.8%, while core profit rose 25.4% to ¥130.1bn.
Investment income rose 13.8% to ¥371.3bn; investment expenses increased 28.0% to ¥161.4bn, including higher losses on securities sales.
Ordinary expenses declined 4.5% to ¥1,536.2bn, including an 81.8% fall in policy-reserve provisions to ¥28.1bn.
Comprehensive income fell 72.4% to ¥53.1bn, including ¥24.4bn of other comprehensive loss versus ¥124.3bn of income a year earlier.
Outlook and guidance
FY27 forecasts were unchanged: ordinary profit ¥235.0bn, parent-attributable profit ¥135.0bn and adjusted profit ¥172.0bn.
FY27 ordinary revenue forecast is ¥3,000bn and EPS forecast is ¥281.33; no forecast revisions were made.
Annual dividend guidance remains ¥164 per share, comprising ¥82 at the second-quarter end and ¥82 at year-end.
Partial view of Summaries dataset, powered by Quartr API
AI can get things wrong. Verify important information.Research faster. Power your platform.
Latest events from T&D
- Profit rebounded to ¥98.8bn; FY2025 adjusted-profit guidance is ¥117bn.8795
Q4 2024 - Hybrid sales and digital innovation boost productivity; FY2026 profit dips but in-force ANP stable.8795Investor Day 2026
- Profits and investment income surged, with higher dividends and active share buybacks.8795Q1 2027
- Record buyback, higher dividends, and new profit targets drive enhanced shareholder returns.8795Investor update
- Record profit and higher dividends forecast, but FY2027 guidance signals lower revenues.8795Q4 2026
- Aims for 15% ROE, JPY 230bn profit, 60% payout, and growth via digital and disciplined investment.8795Investor update
- Adjusted profit rose 22.1%, while parent profit fell 9.8% and FY guidance held.8795Q3 2026
- Achieved strong KPIs and shareholder returns, despite a 13.4% drop in adjusted profit.8795Q2 2026
- Profit and adjusted profit surged, with forecasts and dividends raised for continued growth.8795Q3 2025
Next T&D earnings date
Q3 202712 Feb, 2027
T&D
Next T&D earnings date
Q3 202712 Feb, 2027
AI chat
Ask anything. Verify everything.
Ask across every event and document from public companies. Each answer links back to the exact line in the transcript, slide or filing it came from.Learn moreFind what matters
AI across all first-party IR material. Live calls, transcripts, slides, filings.)
Trust every finding
50m+ first-party documents. Every output traceable to its source.Find what matters
AI across all first-party IR material. Live calls, transcripts, slides, filings.Trust every finding
50m+ first-party documents. Every output traceable to its source.Automations
Zero in on what matters
Define the prompt once. It runs the moment a company publishes or on a schedule you set. Outputs map to the exact signals you choose.Learn more)
Event-triggered research
Runs when a company publishes new material. Trigger on the first published document for the earliest possible run, or wait for a specific one.)
Scheduled research
Runs on a recurring cadence you set. Daily, weekly, monthly, or quarterly, for aggregate reads across a period rather than a single event.Event-triggered research
Runs when a company publishes new material. Trigger on the first published document for the earliest possible run, or wait for a specific one.Scheduled research
Runs on a recurring cadence you set. Daily, weekly, monthly, or quarterly, for aggregate reads across a period rather than a single event.Live audio & transcripts
Be first
Join any earnings call live in one click, with no manual registration. Follow the transcript as it happens and jump straight to the moments that matter.Learn more)
Live earnings calls
Join any call in one click. The audio keeps playing while you work elsewhere in Quartr.)
Live transcripts
Speaker-by-speaker, in real time. Searchable across every live and historical call.Live earnings calls
Join any call in one click. The audio keeps playing while you work elsewhere in Quartr.Live transcripts
Speaker-by-speaker, in real time. Searchable across every live and historical call.Quartr MCP connects your AI environment to 17K+ public companies
Pull live transcripts, filings, and slides into Claude or Codex via MCP. Combine Quartr's global IR data with any other dataset. Run agentic research and monitoring.
Included with Quartr Pro at no extra cost.Learn more
Quartr's AI stands out because it only pulls clean, first-party data from public companies. In investing, that's everything.
Jamie Ross
Investment Manager, GAM Investments
GAM
GAM
Research that used to take hours now takes seconds with Quartr Pro. Tracking shifts in tone or extracting tables, it's as simple as typing a query.
Tom O'Hara
Investment Director
Ciena
Ciena
Before Quartr we spent hours manually compiling insights through the peer earnings cycle. Now, these tasks are done faster, with greater precision.
Gregg Lampf
VP of Investor Relations
Protean
Protean
Being able to ask specific questions across years of transcripts and reports and instantly get verified answers is a game-changer.
Pontus Dackmo
CEO & Investment Manager
)
)
Frequently asked questions
T&D Holdings, Inc. is a Japanese financial services company that operates primarily in the life insurance sector. Through its group companies, the firm offers a range of life insurance products and services tailored to individuals and businesses. Its portfolio includes term life, whole life, and medical insurance policies. The company is headquartered in Tokyo, Japan, and its shares are listed on the Tokyo Stock Exchange (TSE).