)
Visual21 Nov 2025
Data center suppliers
Timbercreek Financial Corp (TF) investor relations material
Timbercreek Financial Corp Q3 2025 earnings summary
Complete event summary combining all related documents: earnings call transcript, report, and slide presentation.Q3 2025 earnings summary30 Oct, 2025
Executive summary
Net investment income was steady at CAD 25.4 million, with distributable income at CAD 14.1 million (CAD 0.17 per share), slightly below last quarter due to constrained new investment activity and higher payout ratio.
The net mortgage investment portfolio grew 3.6% year-over-year to just over CAD 1.05 billion, despite a sequential decline from Q2 due to a large unexpected repayment.
Over CAD 200 million in funded and committed deals in Q4 to date, supporting optimism for full-year portfolio and revenue growth.
Confidence in delivering stable monthly income through a conservative, income-producing asset strategy, with a 10-year IRR of approximately 7.8%.
The company renewed and upsized its revolving credit facility to $600 million for two years at improved terms.
Financial highlights
Q3 net investment income on financial assets at amortized cost was CAD 25.4 million, consistent with Q2 and Q3 last year.
Distributable income was CAD 14.1 million (CAD 0.17 per share), down from CAD 15 million (CAD 0.18 per share) in Q3 last year.
Net income was CAD 8.5 million; net income before ECL was CAD 14.3 million.
Weighted average interest rate on portfolio was 8.3% in Q3, down from 9.3% in Q3 last year.
Quarterly DI per share has remained stable between CAD 0.17 and CAD 0.21 over the past three years.
Outlook and guidance
Q4 investment activity expected to be robust, with strong transaction pipeline and over CAD 200 million already funded or committed.
Portfolio growth anticipated to reach targeted levels for the full year, with higher revenue expected.
Existing debt capacity supports portfolio growth to CAD 1.2–1.3 billion; further growth would require additional equity and debt.
Resolution of staged loans and redeployment of capital expected to be a significant tailwind for revenue growth.
Stable monthly dividend yield over 9.5% maintained.
Timeline for Stage 2/3 loan resolution?
How to fund growth beyond current capacity?
When will lower rates boost net profitability?
Partial view of Summaries dataset, powered by Quartr API
Research faster. Power your platform.
Next Timbercreek Financial Corp earnings date
Q4 202527 Feb, 2026
Next Timbercreek Financial Corp earnings date
Q4 202527 Feb, 2026
The essential earnings season companion
The #1 app for qualitative research. Live earnings calls, AI chat, transcripts, and more. All for free.
Live calls and transcripts
Listen to earnings calls, CMDs, investor conferences, and more – with a podcast-like experience.
Find what you need faster
Search for any keyword across all transcripts simultaneously.
Easily store key findings
Capturing important takeaways is as simple as it gets. Even during your lunch run or commute.
Your watchlist. Your dashboard.
Follow the companies that matter to you. Get a personalized feed with real-time updates.
Be the first to know
Set keyword alerts for any company, product, or competitor. Get notified the moment they're mentioned.
Consensus estimates
Access analyst consensus estimates, valuation multiples, and revenue segments splits.
All IR material in one place
The easiest way to stay updated during earnings season.
Global coverage
All events from public companies. Live and recorded.
Just click and listen
No webcast links. No manual registrations.
excellent app, it gives me free access to company earnings calls and annual reports. I also love the convenience of calls being available offline so I can listen in whilst doing other things and even when internet or WiFi isn't available.
)
Leroy DaleyApp Store
One of the very few apps you could call perfect. If something was to add to it, maybe the share price of the company when you search for it, but it's already excellent.
)
Eferix Drawings Google Play
This is genuinely one of the cleanest and fastest finance apps out there to track the market.
anuj283App Store
excellent app, it gives me free access to company earnings calls and annual reports. I also love the convenience of calls being available offline so I can listen in whilst doing other things and even when internet or WiFi isn't available.
Leroy DaleyApp Store
One of the very few apps you could call perfect. If something was to add to it, maybe the share price of the company when you search for it, but it's already excellent.
Eferix Drawings Google Play
This is genuinely one of the cleanest and fastest finance apps out there to track the market.
anuj283App Store
I can't remember the last time an app had such a positive impact on my investment process.
)
@ankurshah47_ x.com
Love the app! Quartr makes it really easy to keep track of earnings calls. It also includes the reports and slides to make it easier to follow along.
Amina0781App Store
Quartr is amazing, no way around it. It is the best right now for earnings calls, presentations, and the like.
@theshortbearx.com
I can't remember the last time an app had such a positive impact on my investment process.
@ankurshah47_ x.com
Love the app! Quartr makes it really easy to keep track of earnings calls. It also includes the reports and slides to make it easier to follow along.
Amina0781App Store
Quartr is amazing, no way around it. It is the best right now for earnings calls, presentations, and the like.
@theshortbearx.com
)
)
Frequently asked questions
Timbercreek Financial Corp. is a non-bank lender that specializes in providing shorter-duration structured financing solutions for commercial real estate investors. The company focuses on lending against income-generating properties such as multi-residential, office, and retail buildings, particularly in urban markets across Canada. These loans typically bridge the gap for investors needing flexible, fast-executing financing, often for purposes such as capital improvements or property acquisitions. The company is headquartered in Toronto, Canada, and its shares are listed on the TSX.
Quartr provides global coverage of all investor relation material from public companies.
Mobile app: Research anytime, anywhere with the #1 app for live earnings calls, transcripts, analyst estimates, and more. All for free.
Desktop (Quartr Pro): The leading platform for qualitative research, used daily by top firms and financial institutions.
Quartr API: Build custom solutions powered by live earnings calls, live transcripts, filings and reports, slide presentations, and more.
Yes, the Quartr mobile app is free on both iOS and Android.
Yes. Quartr provides global, industry-leading live coverage of company events such as regular earnings calls, capital markets days, M&A announcements, and investor conferences. Live with zero delays. Just click and listen.
Yes, capturing important takeaways is as simple as it gets. Even during your lunch run or commute.
Yes. Follow the companies that matter to you. Get a personalized feed with real-time updates, a tailored earnings calendar, and instant alerts when earnings calls go live.
Yes. Set keyword alerts for any company, product, or competitor. Get notified the moment they're mentioned, regardless of who's talking.
Explore our global coverage