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Edge12 Jun 2026
Set in Stone: The Story of Richemont
From a South African tobacco company to Cartier, a deep dive into how Richemont built one of the world's leading hard luxury empires.
Westpac Banking
Westpac Banking (WBC) investor relations material
Westpac Banking Investor presentation summary
Complete event summary combining all related documents: earnings call transcript, report, and slide presentation.Investor presentation summary10 Jun, 2026
Operating environment and customer trends
Economic outlook remains uncertain with higher rates and policy changes slowing credit growth, but housing is supported by population growth and undersupply.
Consumer spending has slowed marginally, with discretionary spending growth lower than non-discretionary.
Competition in the sector remains intense, but customers have shown resilience.
Customer franchise and brand performance
Over 10 million customers are served by 3,800+ bankers and 621 branches, with the largest fee-free ATM network.
Brand consideration improved from #4 to #2, and the banking app is ranked #1 in Australia.
Net Promoter Score (NPS) and customer advocacy have improved across key segments, with #1 NPS for youth and young adults.
Digital transformation and AI integration
5.3 million digitally active customers, with 74% of total sales now originated digitally.
AI and data integration are streamlining operations, saving 50,000 banker hours annually and improving customer experience.
The Westpac Intelligence Layer is being built to deliver more personalised, secure experiences.
Jess AI scam call red flag rate
UNITE system reduction target by FY29
Digital share of total sales in 1H26
Partial view of Summaries dataset, powered by Quartr API
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Latest events from Westpac Banking
- Net profit down 3% to AUD 6,990m, CET1 ratio at 12.5%, and share buyback expanded by AUD 1bn.WBC
H2 20249 Jun 2026 - Net profit fell 1% to $3.3bn, CET1 at 12.2%, and lending growth remained strong.WBCH1 20259 Jun 2026
- Net profit fell 1–2%, but loan and deposit growth and capital ratios remained strong.WBCH2 20259 Jun 2026
- 1H26 net profit $3.4bn, CET1 12.4%, 7% loan/deposit growth, 77c dividend, global risks remain.WBCH1 20269 Jun 2026
- Net profit up 6% to $1.9bn, CET1 at 12.3%, strong loan and deposit growth, NIM slightly lower.WBCQ1 202613 Apr 2026
- Major migrations and digital upgrades are on track, with key cost benefits expected post-2028.WBCInvestor update26 Mar 2026
- Unite delivers simplification, digital innovation, and cost savings to outperform peers by FY2029.WBCInvestor Update16 Dec 2025
- Transformation, climate policy, and governance dominated, with strong results and robust debate.WBCAGM 202511 Dec 2025
- Net profit up 14% to $1.9bn, CET1 at 12.3%, and lending and credit quality remain strong.WBCQ3 202513 Aug 2025
Next Westpac Banking earnings date
Q3 202610 Aug, 2026
Westpac Banking
Next Westpac Banking earnings date
Q3 202610 Aug, 2026
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Amina0781App Store
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@theshortbearx.com
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