Ameriprise Financial (AMP) Investor presentation summary

Strategic positioning and business model

• Over 130 years of client-focused operations with a differentiated value proposition and strong market presence in wealth management, asset management, and retirement solutions.

• $1.7 trillion in total assets under management and administration, with more than 10,000 branded advisors in the U.S.

• Integrated business model leverages synergies across wealth management, asset management, and insurance, driving growth and client retention.

• Consistently strong balance sheet, high-quality investment portfolio, and conservative debt levels support sustainable free cash flow and capital return.

• Recognized as the #1 performing stock in the S&P 500 Financials Index since its 2005 spin-off.

Financial performance and shareholder value

• Achieved 6% revenue growth, 12% EPS growth, and a 60 bps increase in return on equity (ex. AOCI) in 2025.

• Returned $24 billion to shareholders over the past decade, representing ~90% of operating earnings.

• Reduced share count by 46% and achieved a best-in-class ROE of 53.3% in 2025.

• Wealth management segment delivered a 10% CAGR in client assets and a 15% CAGR in pretax adjusted operating earnings from 2015 to 2025.

• Maintains a strong capital position with $2.1 billion in excess capital and $2.2 billion in available liquidity.

Client and advisor experience

• Delivers a highly rated client experience, with a 4.9/5 satisfaction score and recognition for putting client interests first.

• Advisor network generates over 86% of firmwide revenue, supported by best-in-class technology and resources.

• Ongoing technology investments (~$950M over 5 years) have resulted in industry-leading digital experiences for clients and advisors.

• 9 out of 10 recruited advisors report better integrated technology than at prior firms; clients rate the mobile app 4.8/5.

• Recognized by J.D. Power, Forbes, Fortune, and TIME for customer service, innovation, and brand strength.