Optasia (OPA) Investor presentation summary

Business overview

• AI-powered fintech platform providing financial access in emerging markets since 2012.

• Partners with mobile operators, wallets, and banks to deliver instant credit and airtime to underbanked populations.

• Empowers communities through AI-driven credit intelligence and embedded financial infrastructure.

Global presence and scale

• Operates in 38 countries across 4 regions with 15 offices and 380+ employees from 25+ nationalities.

• Network includes 501 distribution partners and over 632 deployments.

• Platform reaches over 890 million accessible end users as of March 2025.

Financial performance

• FY2025 revenue projected at $265M, up 76% YoY; adjusted EBITDA of $115M with a 43% margin.

• Annual service users reached 432 million in 2025, up from 303 million in 2024.

• Maintains a resilient risk profile with a 1.2% default rate and 4.0x cover ratio.