Optasia (OPA) Investor presentation summary

Strategic rationale and market opportunity

• Acquisition of Finergi enables entry into the prepaid utility credit market, expanding beyond telecom into essential services.

• Utility credit market projected to grow from $11bn in 2025 to $28bn by 2035, driven by electrification and prepaid models.

• Prepaid electricity systems create a recurring liquidity gap, leading to predictable, high-frequency credit demand.

• Embedded repayment via recharge interception ensures high repayment rates and infrastructure-like economics.

• Each prepaid meter represents a recurring, monetisable transaction stream, scaling with meter base growth.

Finergi’s operational model and differentiation

• Finergi integrates credit directly into utility payment infrastructure, enabling real-time credit at the point of consumption.

• Repayment is automatic and prioritised, deducted at recharge before utility settlement, reducing default risk.

• Embedded at the infrastructure level, creating a structural positioning advantage within prepaid ecosystems.

• Not a front-end product but a critical payment layer, enabling scalable growth and superior repayment performance.

• Proven operational model with live deployments, validated technology, and a defined multi-market expansion roadmap.

Rollout, scalability, and technology

• Live deployment in Namibia, with pilots in Uganda and Ghana, and commercial discussions in 10+ countries.

• Proprietary technology and patents cover key prepaid markets, with ISO-certified infrastructure.

• Platform supports credit scoring, APIs, tokenisation, and consumption-based risk assessment.

• Defined rollout plan includes multi-country expansion and scaling to 10–15 countries by 2028.

• Integration with multiple utility switches and vendors enables rapid scaling.