Community West Bancshares (CWBC) Investor presentation summary

Leadership and mission

• Executive team has extensive experience, with key officers averaging over 20 years in banking roles.

• Mission focuses on empowering teams to exceed expectations and invest in relationships.

• Core values include teamwork, accountability, excellence, integrity, caring, and inclusivity.

Company overview and footprint

• Operates 39 banking centers across Central California, serving Greater Sacramento, San Joaquin Valley, and the Central Coast.

• Total assets reached $5.0 billion as of June 30, 2026.

• Market capitalization stands at $729 million, with 58% institutional and 9% insider ownership.

• Established in 1980, headquartered in Fresno, CA.

Financial performance and growth

• Net income for 2026 YTD is $14.2 million, following $38.17 million in 2025 and $7.67 million in 2024.

• Net interest margin improved to 4.45% in 2026 YTD from 4.15% in 2025.

• ROAA and ROAE for 2026 YTD are 0.66% and 5.52%, respectively.

• Diluted EPS for 2026 YTD is $0.61.

• 10-year stock CAGR is 6.10% with a dividend yield of 2.06%.