Credit Corp Group (CCP) Investor presentation summary

Strategic positioning and operational approach

• Focus on credit-impaired consumer segment with diversified US debt buying and strong compliance record.

• Australian/NZ lending leverages advanced analytics, automated decisioning, and efficient collections.

• Debt buying in Australia/NZ benefits from a large database, pricing accuracy, and high asset turnover.

Financial performance and guidance

• FY26 NPAT guidance is $100–$110 million, up 12% from FY25, with record earnings projected.

• Consumer lending volume expected to reach a record $425 million, 15% higher than FY25.

• Ledger investment guidance for FY26 is $295–$330 million, a 31% increase over FY25.

Segment performance and investment

• US debt buying collections grew 27% YoY in Q3 FY26, with improved productivity and asset turnover.

• US PDL investment guidance narrowed to A$165–$180 million, with a contracted pipeline of A$164 million.

• AU/NZ debt buying saw Q3 collections up 34% YoY, with FY26 investment guidance at $130–$150 million.