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Credit Corp Group (CCP) investor relations material
Credit Corp Group AGM 2026 summary
Complete event summary combining all related documents: earnings call transcript, report, and slide presentation.Opening remarks and agenda
Greg Cooper chaired his first AGM after joining the board in July and becoming Chair in August; five ordinary business items preceded questions and a poll.
Financial performance review
FY26 delivered earnings growth and record profits; consumer lending and U.S. debt buying generated over three-quarters of earnings.
Q1 FY27 lending volume rose 19% YoY to $108m; the gross consumer loan book grew 12% YoY to $513m.
FY27 NPAT guidance is $112m–$120m, implying 6%–14% growth and 10% at midpoint; EPS guidance is 164–176 cents versus 155 cents in FY26. First-half NPAT guidance is $45m–$50m.
FY27 debt ledger investment guidance is $300m–$380m versus $302m in FY26; gross lending guidance is $445m–$495m.
AU/NZ debt buying recorded its highest segment investment in four years; combined AU/NZ and U.S. PDL collections rose 15% YoY on a constant-currency basis.
Board and executive committee updates
Greg Cooper became Chair after Eric Dodd retired following 17 years on the board; board renewal reduced average tenure and remains part of succession planning.
Brad Cooper, Lyn McGrath and Greg Cooper stood for director re-election; poll results were to be released to the ASX after the meeting.
Deloitte was selected after an auditor tender prompted by the scheduled rotation of the existing audit partner; ASIC consent to Hall Chadwick’s resignation had been received.
- Record profit and strong lending growth drive positive FY2027 outlook despite US headwinds.CCP
H2 2026 - FY26 set for record earnings with robust lending, debt buying, and strategic growth initiatives.CCP
Investor presentation - NPAT flat at $44.1m, revenue up 4%, and FY26 NPAT guidance reaffirmed at $100–$110m.CCP
H1 2026 - FY26 guidance confirmed with strong growth, UK expansion, and AI investment; all resolutions supported.CCP
AGM 2025 - NPAT rose 16% to $94.1M in FY2025; FY2026 targets 12% growth and record US investment.CCP
H2 2025 - FY25 guidance confirmed after 44% profit drop, with US collections and portfolio growth.CCP
AGM 2024 - FY25 NPAT is guided at $90–100m, up 17% at midpoint, driven by lending and US gains.CCP
H2 2024 - NPAT up 32% to $44.1M on 45% revenue growth, with FY2025 guidance reaffirmed.CCP
H1 2025
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