Credit Corp Group (CCP) AGM 2025 summary

Opening remarks and agenda

• Meeting opened with acknowledgment of traditional land custodians and confirmation of quorum.

• Introduction of board members, executive team, legal advisor, and auditor.

• Managing Director and CEO Thomas Beregi presented the FY2026 performance update, outlining key business segments and strategic focus areas.

• Outlined meeting structure: Chair's address, CEO update, ordinary business, Q&A, and voting procedures.

Financial performance review

• Projected FY26 NPAT growth of 6–17% over FY25, with guidance confirmed at $100–$110 million.

• U.S. and consumer lending businesses contributed over three-quarters of earnings in 2025.

• U.S. collections up 22% in Q1; Australian/NZ lending volumes reached record Q1 FY26 levels, up 3%.

• Productivity per hour increased to $394 in FY26 from $328 in FY25.

• Gross lending book and annualized revenue continued to grow, with lending volumes supporting book expansion.

Board and executive committee updates

• Chair announced intention to retire after a successor is appointed, ensuring continuity.

• Directors and executive team introduced, with new policies for director shareholding to be met by June 2026.