General Capital (GEN) Q2 2027 earnings summary

Executive summary

• Q1 FY27 net profit after tax was 579,239; capital ratio was 16.93% versus a 9% Trust Deed minimum, and liquidity was 4.99x versus a 1.25x minimum.

Financial highlights

• At 30 September 2026, total assets were 307,852,016 and total liabilities were 278,954,655.

• Quarterly net cash inflow from operating activities was 590,193; cash and cash equivalents were 47,821,530, with term deposits of 29,320,384.

Key financial ratios and metrics

• Capital ratio was 16.93%; total capital of 26,447,300 against total exposures of 156,180,352.

• Related-party exposures were 0.56% of capital, below the 10% Trust Deed limit and 15% regulatory maximum.

• Liquidity cover ratio was 4.99x, above the 1.25x Trust Deed minimum; liquidity plus three-month expected loan receivables was 110,699,445 against expected gross deposit redemptions of 22,181,094.