ICICI Bank (ICICIBANK) AGM 2026 presentation summary

Strategic approach and principles

• Focus on maximizing profit before tax, quality, and process simplification.

• Emphasis on customer-centricity, agile risk management, and integrity.

• Delivery framework includes micromarkets, collaborations, and technology-driven execution.

Financial performance FY2026

• Profit before tax (excluding treasury) reached ₹650.21 billion; profit after tax was ₹424.73 billion.

• Total deposits grew 11.4% year-on-year to ₹17,946.25 billion; term deposits up 12.2%.

• Average CASA deposits increased 9.7% year-on-year.

• Total advances rose 15.8% year-on-year to ₹15,538.93 billion.

Asset quality and capital position

• Gross NPAs declined to ₹230.52 billion; net NPA ratio improved to 0.33%.

• Provision coverage ratio stood at 75.8% at March 31, 2026.

• Total capital adequacy ratio was 17.18%; CET 1 ratio at 16.35%.

• Board recommended a dividend of ₹12 per share for FY2026.