ICICI Bank (ICICIBANK) Investor presentation summary

Business overview and market position

• Second largest private-sector bank in India by assets, designated as a Domestic Systemically Important Bank (D-SIB).

• Market capitalization reached US $110.5 billion as of July 21, 2026.

• Operates a diversified financial services platform with leadership in insurance, asset management, broking, housing finance, and pension fund management.

Financial performance and profitability

• Posted a profit after tax of US $1.56 billion (₹148.05 bn) in Q1-2027, up 15.9% YoY.

• Net interest income increased to ₹880.75 bn in FY2026, with a healthy net interest margin of 4.3%.

• Return on assets at 2.49% and return on equity at 17.1% as of June 30, 2026.

Funding, deposits, and advances

• Total deposits stood at US $193.3 billion (₹18,335.86 bn), growing 14.0% YoY; CASA ratio at 39.5%.

• Advances reached US $172.0 billion (₹16,312.60 bn), up 19.6% YoY, with a well-diversified and collateralized loan book.