Olympia Financial Group (OLY) Investor presentation summary

Business profile and revenue mix

• Established in 1994; publicly listed on the TSX since 2008, with core operations in self-directed investment accounts and corporate and shareholder services. Other offerings include health benefits, foreign exchange and payments, and private-market software.

• Q1 2025 revenue mix: Investment Account Services 77%, Private Health Services 10%, Currency & Global Payments 6%, Corporate & Shareholder Services 5%, and Raisr 2%.

• Q1 2025 profit mix: Investment Account Services 89%, Private Health Services 15%, Currency & Global Payments -4%, Corporate & Shareholder Services 4%, and Raisr -4%.

• Reported ~200,000 accounts across four service offerings; Q1 2025 net income margin was 21%, and TTM EPS was 10.77 versus 10.37 in the prior year.

Investment Account Services

• Accounted for 77% of revenue, with 136,826 accounts, $12.83B in AUA, and $1.15B in cash held in trust in Q1 2025.

• Cash held in trust was $1.154B in Q1 2025, versus $963.7M at Dec. 31, 2024; interest on uninvested cash is retained by the business under account terms.

• Provides self-directed registered and non-registered accounts and access to qualified investments; independent advisors or clients make investment decisions and initiate trades.

• Online and mobile tools support account opening, contributions, investment purchases, transfers, and document uploads; digital transaction processing has reduced turnaround times and administrative costs.

Other operating divisions

• Olympia Benefits processed $26.1M in claims and 66,984 claims in Q1 2025, serving 25K+ businesses and 65K+ employees; more than 90% of claims are digital.

• Health-benefits priorities for 2025 include investment in claims systems, business intelligence and automation, new distribution partnerships, and additional product offerings.

• Currency & Global Payments recorded Q1 2025 revenue of $1.4M, transaction volume of $265.5M, 2,272 transactions, and 1,297 active clients; it offers spot trades, forwards, options, and payment processing.

• Corporate & Shareholder Services provides transfer-agent, registrar, trustee, meeting-support, and distribution services to Canadian and US issuers; revenue includes retainers, transaction fees, and interest on funds held in trust.

• Raisr software serves private-capital-market participants; its ecosystem reported 37K users, 150K+ investors, 83 issuers and dealers, and $11B+ in dealer purchases.