Olympia Financial Group (OLY) Q3 2025 earnings summary

Executive summary

• Q3 net earnings and comprehensive income fell 26% YoY to $4.63 million; revenue declined 6% to $23.80 million as lower trust, interest and other income outweighed service revenue growth.

Financial highlights

• Service revenue rose 5% YoY to $12.11 million, while trust, interest and other income fell 15% to $11.70 million.

• Total expenses increased 2% YoY to $17.53 million, mainly due to higher computer support and maintenance costs in administrative expenses.

Outlook and guidance

• Forward-looking disclosures cover earnings expectations, fee income, expense levels and monthly dividend payments; outcomes depend on management assumptions and business conditions.