Olympia Financial Group (OLY) Q2 2025 earnings summary

Executive summary

• Q2 2025 net earnings and comprehensive income fell 8% YoY to $5.42 million; total revenue declined 3% to $25.56 million.

• Service revenue growth from IAS account activity partly offset lower trust, interest, and other income; expenses were unchanged at $18.42 million.

Financial highlights

• Total revenue was $25.56 million, down 3% from $26.22 million YoY.

• Net earnings and comprehensive income were $5.42 million, down 8% from $5.89 million YoY.

• Service revenue increased 6% to $12.95 million from $12.16 million, mainly on higher monthly and transaction fees tied to IAS account growth.

• Trust, interest, and other income declined 10% to $12.61 million from $14.06 million, primarily due to lower rates on trust fund placements over the prior 12 months.

• Total expenses remained consistent at $18.42 million.

Outlook and guidance

• Forward-looking statements cover earnings expectations, fee income, expense levels, and monthly dividend payments; these statements depend on assumptions about business and economic conditions.