Ripley Corp (RIPLEY) Global Emerging Market Conference presentation summary

Macroeconomic context and business overview

• Growth supported by cooling inflation, policy-rate normalization, and a rebound in private consumption in Chile and Peru.

• Operates across retail, banking, and real estate, generating USD 2.2B in revenue and USD 204M in EBITDA.

• Geographic reach includes 72 stores, 77 bank branches, and 8 shopping malls, covering a significant portion of the population in both countries.

• Ecosystem attracts over 71 million monthly visitors, integrating physical and digital channels.

Corporate governance and ownership

• Management team has over 100 years of combined experience in financial retail.

• Board includes 22% women and three independent directors; market cap stands at USD 968M.

• Subsidiaries' boards feature former CEOs from major financial institutions.

Financial and stock performance

• Stock price and trading volume have increased, with inclusion in the MSCI Chile Small Cap Index in May 2025.

• Pre-pandemic stock value has been largely recovered, with a P/B ratio trending upward.

• Margin recovery driven by SG&A efficiencies and improved business segment performance.

• Net income turned positive, with a significant increase in EBITDA and gross profit.