Ripley Corp (RIPLEY) LarrainVial Investor Conference 2025 presentation summary

Business overview and structure

• Operates in Chile and Peru with diversified revenue streams across retail, banking, and real estate, generating USD 2.2 billion in revenue and USD 183 million in EBITDA for 2024.

• Over 65 years of history and more than 18,000 employees, with significant assets and a strong online presence (USD 545 million GMV online).

• Ecosystem attracts over 60 million monthly visitors, integrating retail, banking, and commercial real estate offerings.

• Corporate governance features a diverse board with 33% women and 22% foreign members, and over 100 years of combined management experience.

• Ownership is distributed among family groups, institutional investors, and the public, with a market cap of USD 709 million as of March 2025.

Strategic pillars and investment

• Focus on improving quality of life through products and services in retail, banking, and commercial centers.

• Strategic priorities include profitability, growth, customer satisfaction, market leadership, and sustainability.

• 2025 investment plan of CLP 38,469 million (+18.4% YoY), split between technology/logistics and store/commercial center upgrades.

• Emphasis on strengthening cybersecurity, agile organizational models, and brand positioning.

Financial performance 2024

• Revenue recovery and significant gross margin expansion, approaching pre-pandemic levels.

• Improved efficiency with GAV/sales ratios below pre-pandemic, and EBITDA growth of CLP 190 billion, achieving record EBITDA margin (excluding 2021).

• Net profit expansion driven by operational improvements, with utility excluding fair value effects up CLP 120 billion YoY.