American Express Investor Relations Material

American Express, also known as Amex, is a financial services company that provides a range of payment, travel, and expense management solutions to individuals and businesses. The company's products and services include credit cards, charge cards, traveler's checks, personal savings accounts, and small business solutions.

Some of American Express’ competitors include Discover, Visa, and Mastercard.

Further reading: The Payments Value Chain: A Complex Ecosystem

American Express operates through three main business segments:

• Global Consumer Services Group. Provides a range of services and benefits to consumers through its card and payment products.

• Global Commercial Services. Provides payment and financing solutions to businesses of all sizes

• Global Merchant and Network Services. Provides payment processing, merchant acquisition, and other services to merchants around the world

American Express was founded in 1850 and is headquartered in New York City. The company has a global presence, with operations in over 200 countries and territories.

An interesting fact about American Express is that the company was one of the earliest pioneers of the credit card industry, introducing the first charge card in 1958.

Additionally, American Express has a long history of sponsoring major events and experiences, including the U.S. Open tennis tournament, New York Fashion Week, and various music festivals.