Logotype for American International Group Inc

American International Group (AIG) investor relations material

American International Group KBW Insurance Conference 2025 summary

Complete event summary combining all related documents: earnings call transcript, report, and slide presentation.
Logotype for American International Group Inc
KBW Insurance Conference 2025 summary3 Sep, 2025

Strategic and operational highlights

  • 2025 marked a pivotal year with key objectives set to reposition the company and emphasize underwriting culture.

  • Operational excellence achieved through digitized workflows, GenAI integration, and disciplined capital management.

  • Ambitious long-term financial targets remain on track, with significant progress in GenAI deployment across business lines.

  • John Neal, a seasoned executive with global experience, will join as President in December, expected to enhance underwriting strategy and stakeholder engagement.

  • AIG Next evolved from a cost-reduction initiative to a broader operational improvement program, enhancing data connectivity and efficiency.

Financial performance and capital management

  • Adjusted after-tax income per share rose 56% year-over-year in Q2, driven by a 46% increase in underwriting income.

  • Core operating ROE reached 11.7%, and the calendar year combined ratio was 89.3% for the quarter.

  • $4.5 billion returned to shareholders year-to-date, with a third consecutive year of double-digit dividend growth.

  • S&P and Moody’s upgraded the financial strength of insurance subsidiaries, with Moody’s upgrade being the first since 1990.

  • Debt reduced by $830 million in Q2, lowering the debt-to-total capital ratio to 17.9%.

Market environment and underwriting trends

  • Property lines faced headwinds in 2025, while casualty and financial lines showed stabilization or growth.

  • Emphasis on transparent property pricing, diligent cat cost management, and focus on underwriting profitability.

  • Reinsurance strategy prioritizes volatility containment and benefits from declining reinsurance costs.

  • Planning for rapid market cycles involves line-by-line analysis, margin management, and readiness to adjust growth strategies.

Partial view of Summaries dataset, powered by Quartr API
Research faster. Power your platform.

Next American International Group earnings date

Logotype for American International Group Inc
Q3 20255 Nov, 2025
Your earnings 
season toolkit.
Download
Free on both iOS & Android.

Next American International Group earnings date

Logotype for American International Group Inc
Q3 20255 Nov, 2025

The essential earnings season companion

The #1 app for live earnings calls, transcripts, analyst estimates, and more. All for free.

Live calls and transcripts

Listen to earnings calls, CMDs, investor conferences, and more – with a podcast-like experience.

Find what you need faster

Search for any keyword across all transcripts simultaneously.

Easily store key findings

Capturing important takeaways is as simple as it gets. Even during your lunch run or commute.

Your watchlist. Your dashboard.

Follow the companies that matter to you. Get a personalized feed with real-time updates.

Be the first to know

Set keyword alerts for any company, product, or competitor. Get notified the moment they're mentioned.

Consensus estimates

Access analyst consensus estimates, valuation multiples, and revenue segments splits.

All IR material in one place

The easiest way to stay updated during earnings season.

Global coverage

All events from public companies. Live and recorded.

Just click and listen

No webcast links. No manual registrations.

Research anytime, anywhere

Built for professionals. Loved by everyone. Try our free mobile app.

excellent app, it gives me free access to company earnings calls and annual reports. I also love the convenience of calls being available offline so I can listen in whilst doing other things and even when internet or WiFi isn't available.
App-store-avatar.png play-store-avatar.png
Leroy DaleyApp Store
One of the very few apps you could call perfect. If something was to add to it, maybe the share price of the company when you search for it, but it's already excellent.
play-store-avatar
Eferix Drawings Google Play
This is genuinely one of the cleanest and fastest finance apps out there to track the market.
App-store-avatar.png play-store-avatar.png
anuj283App Store
excellent app, it gives me free access to company earnings calls and annual reports. I also love the convenience of calls being available offline so I can listen in whilst doing other things and even when internet or WiFi isn't available.
App-store-avatar.png play-store-avatar.png
Leroy DaleyApp Store
One of the very few apps you could call perfect. If something was to add to it, maybe the share price of the company when you search for it, but it's already excellent.
play-store-avatar
Eferix Drawings Google Play
This is genuinely one of the cleanest and fastest finance apps out there to track the market.
App-store-avatar.png play-store-avatar.png
anuj283App Store
I can't remember the last time an app had such a positive impact on my investment process.
x-avatar
@ankurshah47_ x.com
Love the app! Quartr makes it really easy to keep track of earnings calls. It also includes the reports and slides to make it easier to follow along.
App-store-avatar.png play-store-avatar.png
Amina0781App Store
Quartr is amazing, no way around it. It is the best right now for earnings calls, presentations, and the like.
x-avatar
@theshortbearx.com
I can't remember the last time an app had such a positive impact on my investment process.
x-avatar
@ankurshah47_ x.com
Love the app! Quartr makes it really easy to keep track of earnings calls. It also includes the reports and slides to make it easier to follow along.
App-store-avatar.png play-store-avatar.png
Amina0781App Store
Quartr is amazing, no way around it. It is the best right now for earnings calls, presentations, and the like.
x-avatar
@theshortbearx.com

Frequently asked questions

Insurance for all

AIG, or American International Group, is a multinational insurance company that offers a range of insurance and financial products and services. With a global presence, AIG serves clients in various sectors, including individuals, businesses, and institutional customers. Their offerings encompass property and casualty insurance, life insurance, retirement products, and asset management solutions.

Safe and sound

AIG is primarily known for its range of insurance products and services. They offer property and casualty insurance, providing coverage for risks related to property damage, liability, and other related risks. Additionally, AIG offers life insurance and retirement solutions, helping individuals and families plan for their financial security if something were to happen to one or several family members. Their products include term life insurance, whole life insurance, annuities, as well as retirement planning options. Other companies operating in the insurance sector include names such as Chubb, Allstate, and MetLife.

Catering to both businesses and individuals

AIG serves a diverse client base in the insurance sector, ranging from individuals and families to small businesses and large corporations. They provide insurance solutions tailored to meet the unique needs of their clients across various industries. Aside from various health and life insurances, AIG's clients include homeowners and renters seeking property insurance coverage, drivers looking for auto insurance, businesses in need of liability insurance, and professionals seeking liability coverage. They also cater to specialty markets such as aviation, marine, energy, and more. Due to their scale and experience, AIG is able to provide tailor-made insurance solutions in order to be able to serve as broad of a client base as possible.

Helping clients all over the world manage the risks of life

AIG has a strong global presence with operations spanning across numerous countries. With offices and subsidiaries in various regions, including North America, Europe, Asia-Pacific, and Latin America, AIG has established itself as a significant player in the global insurance industry. AIG is able to tweak their solutions to fit local needs and requirements, while having a strong global network of experience and knowledge.

Quartr provides global coverage of all investor relation material from public companies.

  • Mobile app: Research anytime, anywhere with the #1 app for live earnings calls, transcripts, analyst estimates, and more. All for free.

  • Desktop (Quartr Pro): The leading platform for qualitative research, used daily by top firms and financial institutions.

  • Quartr API: Build custom solutions powered by live earnings calls, live transcripts, filings and reports, slide presentations, and more.

Yes, the Quartr mobile app is free on both iOS and Android.

Yes. Quartr provides global, industry-leading live coverage of company events such as regular earnings calls, capital markets days, M&A announcements, and investor conferences. Live with zero delays. Just click and listen.

Yes, capturing important takeaways is as simple as it gets. Even during your lunch run or commute.

Yes. Follow the companies that matter to you. Get a personalized feed with real-time updates, a tailored earnings calendar, and instant alerts when earnings calls go live.

Yes. Set keyword alerts for any company, product, or competitor. Get notified the moment they're mentioned, regardless of who's talking.

Explore our global coverage