)
)
Edge16 Oct 2026
Winner, Winner: The Chicken McNugget Story
How a 1940s breeding contest, a Cornell food scientist, and a hedge by Ray Dalio helped McDonald's turn the Chicken McNugget into a fast-food icon.
Wells Fargo
Wells Fargo (WFC) investor relations material
Wells Fargo Q3 2026 earnings summary
Complete event summary combining all related documents: earnings call transcript, report, and slide presentation.Q3 2026 earnings summary13 Oct, 2026
Executive summary
Net income was $5.951B and diluted EPS was $1.87, up 6% and 13% YoY, respectively; revenue increased 2% to $21.870B, with growth across all four operating segments.
Average loans and deposits each grew 11% YoY; ROTCE reached 16.3%, supported by revenue growth and lower noninterest expense.
Financial highlights
Net interest income was $12.517B, up 5% YoY; noninterest income was $9.353B, down 1%, and noninterest expense was $13.743B, down 1%.
Provision for credit losses increased 51% YoY to $1.029B from $681M; pre-tax, pre-provision profit rose 7% to $8.127B.
Noninterest income fell as lower trading gains, lease income and equity-security gains offset growth in advisory, deposit, investment banking and card fees.
Revenue-related expenses rose 15%, offset by a 4% decline in non-revenue-related expenses; lower year-ago severance costs affected personnel expense comparisons.
Outlook and guidance
FY2026 net interest income guidance remained ~$50B; Q4 NII was expected to be ~$13B, with stable sequential NIM and faster NII growth than in the prior two quarters.
FY2026 noninterest expense guidance remained ~$55.7B; higher-than-planned revenue-related expenses were expected to be offset by greater efficiency savings.
NII outlook depends on interest rates, yield-curve shape, deposit balances, mix and pricing, and loan demand; NII excluding Markets was expected to benefit from loan and securities growth and fixed-rate asset repricing.
ROTCE was progressing toward the 17%-18% target; timing depends on market and credit conditions.
Partial view of Summaries dataset, powered by Quartr API
AI can get things wrong. Verify important information.Research faster. Power your platform.
Latest events from Wells Fargo
- Record EPS, broad growth, improving credit, and higher planned shareholder returns.WFC
Q1 2014 - Record FY14 earnings and broad growth underpin a constructive 2015 outlook.WFCQ4 2014
- A $1B litigation charge weighed on earnings as transformation and cost-cutting continued.WFCQ3 2017
- Record balances and $5B-plus earnings met a deepening trust and compliance challenge.WFCQ3 2016
- Loan growth and improving credit drove solid Q2 results amid low-rate and energy risks.WFCQ2 2015
- A roughly $2T asset cap follows the Fed order; estimated 2018 earnings impact is $300M-$400M after tax.WFCInvestor update
- Record NII and strong credit offset expense, litigation, and loan-growth pressures.WFCQ2 2017
- Record $8.9B capital returns and $6.0B earnings amid continuing risk and expense transformation.WFCQ3 2018
- Higher NII, strong credit and larger capital returns offset remediation and regulatory challenges.WFCQ2 2018
- Strong Q1 earnings and balance-sheet growth supported shareholder returns amid low-rate pressure.WFCQ1 2015
Next Wells Fargo earnings date
The BancAnalysts Association of Boston Conference 20265 Nov, 2026
Wells Fargo
Next Wells Fargo earnings date
The BancAnalysts Association of Boston Conference 20265 Nov, 2026
AI chat
Ask anything. Verify everything.
Ask across every event and document from public companies. Each answer links back to the exact line in the transcript, slide or filing it came from.Learn moreFind what matters
AI across all first-party IR material. Live calls, transcripts, slides, filings.)
Trust every finding
50m+ first-party documents. Every output traceable to its source.Find what matters
AI across all first-party IR material. Live calls, transcripts, slides, filings.Trust every finding
50m+ first-party documents. Every output traceable to its source.Automations
Zero in on what matters
Define the prompt once. It runs the moment a company publishes or on a schedule you set. Outputs map to the exact signals you choose.Learn more)
Event-triggered research
Runs when a company publishes new material. Trigger on the first published document for the earliest possible run, or wait for a specific one.)
Scheduled research
Runs on a recurring cadence you set. Daily, weekly, monthly, or quarterly, for aggregate reads across a period rather than a single event.Event-triggered research
Runs when a company publishes new material. Trigger on the first published document for the earliest possible run, or wait for a specific one.Scheduled research
Runs on a recurring cadence you set. Daily, weekly, monthly, or quarterly, for aggregate reads across a period rather than a single event.Live audio & transcripts
Be first
Join any earnings call live in one click, with no manual registration. Follow the transcript as it happens and jump straight to the moments that matter.Learn more)
Live earnings calls
Join any call in one click. The audio keeps playing while you work elsewhere in Quartr.)
Live transcripts
Speaker-by-speaker, in real time. Searchable across every live and historical call.Live earnings calls
Join any call in one click. The audio keeps playing while you work elsewhere in Quartr.Live transcripts
Speaker-by-speaker, in real time. Searchable across every live and historical call.Quartr MCP connects your AI environment to 17K+ public companies
Pull live transcripts, filings, and slides into Claude or Codex via MCP. Combine Quartr's global IR data with any other dataset. Run agentic research and monitoring.
Included with Quartr Pro at no extra cost.Learn more
Quartr's AI stands out because it only pulls clean, first-party data from public companies. In investing, that's everything.
Jamie Ross
Investment Manager, GAM Investments
GAM
GAM
Research that used to take hours now takes seconds with Quartr Pro. Tracking shifts in tone or extracting tables, it's as simple as typing a query.
Tom O'Hara
Investment Director
Ciena
Ciena
Before Quartr we spent hours manually compiling insights through the peer earnings cycle. Now, these tasks are done faster, with greater precision.
Gregg Lampf
VP of Investor Relations
Protean
Protean
Being able to ask specific questions across years of transcripts and reports and instantly get verified answers is a game-changer.
Pontus Dackmo
CEO & Investment Manager
)
)
Frequently asked questions
A financial services provider with over 150 years of experience
Wells Fargo, founded in 1852, is a leading financial services provider with a reputation for innovation and quality. With a strong presence in both domestic and international markets, the company has been able to generate significant revenue through various business segments.
The consumer banking operations
Consumer banking is the primary revenue stream for Wells Fargo. The company offers a wide range of banking services, including checking and savings accounts, credit cards, mortgages, and personal loans. Wells Fargo also has a large network of branches and ATMs across the United States, which has helped it attract a large customer base. Other public companies in the banking industry include JPMorgan Chase, Bank of America, and Citigroup.
Investment banking services
Wells Fargo's investment banking division has become a growing revenue stream for the company. With a focus on providing investment banking services, including mergers and acquisitions, debt and equity financing, and advisory services, Wells Fargo has been able to attract a large customer base.
Tapping into the growing wealth management market
Wells Fargo's wealth management division has become an emerging revenue driver for the company. With a focus on providing investment advisory services, including financial planning and asset management, Wells Fargo has been able to tap into the growing wealth management market.
Interesting facts about Wells Fargo
Wells Fargo has a long history of innovation and quality. The company was the first to offer online banking in 1995, revolutionizing the banking industry.
Wells Fargo is one of the largest banks in the world, with assets of over $1.9 trillion as of 2020.
The company has a large presence in the United States, with over 7,200 branch locations and 13,000 ATMs.
Wells Fargo has a strong reputation for customer service, with a focus on providing personalized and responsive service to its customers.
The company has a strong commitment to diversity and inclusion, with a focus on creating a culture of belonging for its employees and customers.
Wells Fargo has a long history of philanthropy, with a focus on supporting education, community development, and environmental sustainability.