EQB (EQB) investor relations material

Opening remarks and agenda

• Meeting opened with acknowledgment of Indigenous lands and a focus on shareholder engagement, both in-person and online.

• Emphasis on a new era of growth and service under new CEO leadership, with the acquisition of PC Financial highlighted as a transformative step.

Board and executive committee updates

• CEO succession followed a rigorous process after the passing of the previous CEO, Andrew Moor.

• Retirement of two long-serving directors and election of three new directors with extensive experience in finance, real estate, and banking.

• Mike Pedersen to succeed as Chair following the meeting.

• Several executive leadership appointments and promotions, including a new CFO and EVP, and a new EVP and Head of Personal Banking.

Financial performance review

• 2025 was challenging due to the Canadian housing market and macroeconomic factors, but the company emerged stronger.

• 10-year total shareholder return nearly 400%, second highest among Canadian banks.

• Q1 2026 saw improved adjusted EPS, efficiency ratio, and ROE, with expanded loans under management.

• Addition of over 94,000 new customers and launch of small business offerings in 2025.