Mandatum Investor Relations Material

Mandatum is a Finnish financial services company specializing in life insurance and wealth management. It offers a range of services including investment solutions, retirement planning, and risk management. The company is focused on three core customer types: corporate clients, private customers, and institutional & wealth management customers. The company is one of the leading players in Finland's life insurance and asset management sectors, with a history spanning over 150 years. Mandatum is headquartered in Helsinki, and its shares are listed on the Nasdaq Helsinki Exchange.

Mandatum has been an important player in the development of Finland's finance sector. The company’s roots can be traced back roughly 150 years to the foundation of Kaleva, a life insurance company. The modern story of Mandatum began in 2008 when the life insurance company Sampo (which had taken over Kaleva’s life insurance segment during the late 1990s) became Mandatum Life. During the same period, the Money and Life divisions were launched and the company initiated its wealth management together with its offerings in life insurance.

Mandatum is a financial services company that specializes in wealth management. Their offerings in this sector typically include personalized investment strategies, asset management, and financial planning services. Mandatum focuses on understanding individual client needs to tailor investment portfolios, balancing risk and return according to specific goals and timelines. Its wealth management services are generally aimed at high-net-worth individuals, families, and institutional clients, seeking to preserve and grow their wealth over the long term. In wealth management, the company competes with large Nordic banks such as SEB and Nordea.

Mandatum provides a range of life insurance products that are designed to offer financial security to policyholders' beneficiaries in the event of the policyholder's untimely death. These policies can be customized to include flexible premium payment options and varying coverage levels. Mandatum's life insurance solutions are aimed at individuals and families seeking to ensure financial stability and peace of mind for their loved ones in case of unforeseen circumstances.