PagSeguro Investor Relations Material

PagSeguro Digital is a Brazilian company that operates in the financial services sector, specifically focusing on solutions for online and in-person payments. It has become a prominent player in the Brazilian market, particularly known for providing accessible and secure payment options for small businesses and individual entrepreneurs. PagSeguro offers a range of products and services, including payment processing, POS (Point of Sale) systems, and digital accounts. The company is headquartered in São Paulo, Brazil, and its shares are listed on the NYSE.

PagSeguro was founded in 2006 as part of the Universo Online (UOL) group, one of the largest internet service providers and web portals in Brazil. The company started as an online payment platform designed to offer secure, efficient, and simple payment solutions, primarily catering to the needs of e-commerce websites. Over the years, PagSeguro expanded its services beyond online payments. Recognizing the need for versatile payment solutions in Brazil, PagSeguro ventured into providing payment processing tools for physical stores as well. Today, together with StoneCo and MercadoLibre’s payment platform, it plays an important role in the Brazilian payment sector.

PagSeguro services are primarily focused on serving the needs of merchants, small businesses, and individual entrepreneurs. The core of its business revolves around providing a comprehensive suite of digital payment solutions, which are designed to facilitate seamless transactions in both online and offline settings.

One of the central offerings of PagSeguro is its online payment platform. This platform supports various payment methods, including credit and debit cards, bank transfers, and payment slips, a popular payment method in Brazil. The platform is geared towards e-commerce businesses, enabling them to integrate secure and efficient payment processing into their websites.

In addition to online payments, PagSeguro has significantly contributed to the digitalization of in-person transactions in Brazil. The company provides a range of card readers and POS systems that are designed for physical retail environments. These devices are compatible with smartphones and tablets, allowing for mobile and flexible payment processing. This aspect of their service is particularly important in catering to small businesses and individual entrepreneurs who may not have access to traditional banking services.