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Verisk Analytics (VRSK) investor relations material
Verisk Analytics UBS’s 2025 Global Technology and AI Conference summary
Complete event summary combining all related documents: earnings call transcript, report, and slide presentation.Growth strategy and performance
Maintains a consistent 6-8% organic constant currency revenue growth, with only minor deviations during global crises.
Growth drivers include 3-4% from pricing, 1.5-2% from cross-sell/upsell, 1.5-2% from new products, and 50-150 bps from new customers, offset by similar attrition.
Refocused exclusively on the insurance industry after divesting other verticals, leveraging deep product embeddedness and industry relationships.
Elevated client engagement to the C-suite, leading to greater receptivity and product innovation aligned with modernization trends.
Subscription growth outpaces transactional growth, with 2025 marked as the best sales year to date.
Market environment and outlook
Insurance industry technology spend and modernization are growing faster than the industry average, providing expansion opportunities.
Net premium growth is normalizing to mid-single digits after a period of elevated growth, reflecting improved industry profitability.
Industry M&A activity, while a modest headwind, is expected to increase but does not significantly disrupt long-term growth.
Lower weather-related incidents in late 2025 have softened claims processing volumes, impacting near-term transactional revenue.
Confident in meeting growth targets for 2026 and beyond, with a potentially softer start due to comparability effects.
Product innovation and technology
Core Lines Reimagine initiative modernized core products, improving data architecture, usability, and integration, including GenAI-powered natural language interfaces.
AI is integrated across business lines, from document summarization to risk modeling, with strong client interest and adoption growing.
Open ecosystem approach supports industry partnerships and enables clients to leverage both in-house and external AI solutions.
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Frequently asked questions
Data Analytics and Risk Assessment
Verisk Analytics Inc. is an American company with multinational operations that provides data analytics and risk assessment to its clients. The company’s services include analyzing and interpreting large volumes of data to assist clients in risk assessment and decision-making. Verisk’s customers are typically found within insurance, but the company also serves clients in energy, financial services, and governmental agencies. The company is headquartered in Jersey City, New Jersey, and its shares are listed on the Nasdaq.
Insurance Services Office
The company was founded in 1971 and is rooted in the insurance industry, originally established as the Insurance Services Office. Its primary function was to provide statistical and actuarial data to insurance companies. Over the years, Verisk expanded its services beyond the insurance sector, delving into other areas such as energy, financial services, and specialized markets, through its expertise in data analytics and risk assessment. The company IPO’d in 2009, raising roughly $1.9 billion, marking it as one of the largest in the U.S. that year. Pre-IPO, early shareholders included both AIG and Warren Buffet’s Berkshire Hathaway.
For the Insurance Sector
Within the insurance industry, Verisk Analytics provides services that support various aspects of a business, from underwriting to claims management. For underwriting, the company offers data-driven insights and predictive models that assist insurers in assessing and pricing risks with greater precision. In the realm of claims management, Verisk's tools help streamline processes and identify fraudulent claims as well as aid in improving risk predictions and pricing strategies. Additionally, the company provides catastrophe modeling services, which are used for understanding and preparing for the potential impact of natural disasters.
Other Sectors
In the energy sector, Verisk provides critical insights into regulatory compliance, environmental risk, and market dynamics, aiding companies in navigating complex global energy landscapes. Financial institutions benefit from Verisk’s risk management tools, which include credit risk analysis and anti-fraud solutions, essential for maintaining the integrity and stability of financial operations. Additionally, in specialized markets, which encompass a variety of industries from retail to healthcare, Verisk offers bespoke data analytics solutions.
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