Ameriprise Financial (AMP) Investor Presentation summary

Strategic positioning and business model

• Over 130 years of client-focused operations with a differentiated value proposition and strong market presence, including $1.7 trillion in assets under management and administration and over 10,000 advisors in the U.S.

• Diversified business mix across Wealth Management, Asset Management, and Retirement & Protection Solutions, generating multiple revenue streams and strong free cash flow.

• Integrated model leverages synergies between business units, enhancing client retention and operational efficiency.

• Maintains a robust balance sheet, high-quality investment portfolio, and conservative debt levels, supporting resilience in volatile markets.

• Recognized as the #1 performer in total shareholder return within the S&P 500 Financials Index since its 2005 spin-off.

Financial performance and shareholder value

• Achieved 7% revenue growth and 12% EPS growth year-over-year (TTM Q3 2025 vs. TTM Q3 2024), with a 9% revenue CAGR and 18% EPS CAGR over five years.

• Returned $23 billion to shareholders over the past decade, representing ~90% of operating earnings, and reduced share count by 46%.

• Best-in-class return on equity at 52.8%, ranking in the 95th percentile among S&P 500 Financials.

• Wealth Management segment delivered a 15% CAGR in pretax adjusted operating earnings and a margin increase from 17.1% to 29.0% (2015–2025).

• Consistent capital return strategy supported by strong free cash flow and excess capital.

Client and advisor experience

• Delivers a highly rated client experience, with a 4.9/5 satisfaction score and recognition for putting client interests first.

• Advisor network generates over 85% of firmwide revenue, supported by best-in-class technology and resources.

• 11% annual revenue per advisor growth and high advisor satisfaction with firm support and technology.

• Ongoing technology investments (~$1B over five years) drive digital experience, efficiency, and cybersecurity.

• Externally recognized by J.D. Power, Hearts & Wallets, and Forbes for customer service and company excellence.