Credit Corp Group (CCP) AGM 2026 summary

Opening remarks and agenda

• Greg Cooper chaired his first AGM after joining the board in July and becoming Chair in August; five ordinary business items preceded questions and a poll.

Financial performance review

• FY26 delivered earnings growth and record profits; consumer lending and U.S. debt buying generated over three-quarters of earnings.

• Q1 FY27 lending volume rose 19% YoY to $108m; the gross consumer loan book grew 12% YoY to $513m.

• FY27 NPAT guidance is $112m–$120m, implying 6%–14% growth and 10% at midpoint; EPS guidance is 164–176 cents versus 155 cents in FY26. First-half NPAT guidance is $45m–$50m.

• FY27 debt ledger investment guidance is $300m–$380m versus $302m in FY26; gross lending guidance is $445m–$495m.

• AU/NZ debt buying recorded its highest segment investment in four years; combined AU/NZ and U.S. PDL collections rose 15% YoY on a constant-currency basis.

Board and executive committee updates

• Greg Cooper became Chair after Eric Dodd retired following 17 years on the board; board renewal reduced average tenure and remains part of succession planning.

• Brad Cooper, Lyn McGrath and Greg Cooper stood for director re-election; poll results were to be released to the ASX after the meeting.

• Deloitte was selected after an auditor tender prompted by the scheduled rotation of the existing audit partner; ASIC consent to Hall Chadwick’s resignation had been received.