HACHIJUNI NAGANO BANK (8359) Q1 2026 earnings summary

Executive summary

• Ordinary income rose by ¥12.3 billion year-over-year to ¥72.6 billion, driven by higher interest income and gains on sales of equity securities and government bonds.

• Ordinary profit increased by ¥6.2 billion year-over-year to ¥23.1 billion, and profit attributable to owners of parent rose by ¥4.4 billion to ¥16.4 billion.

• Segment profit in banking grew by ¥6.4 billion year-over-year, while leasing segment profit declined by ¥0.1 billion.

Financial highlights

• Ordinary income: ¥72.6 billion (up 20.3% year-over-year).

• Ordinary profit: ¥23.1 billion (up 37.0% year-over-year).

• Profit attributable to owners of parent: ¥16.4 billion (up 36.3% year-over-year).

• Basic EPS: ¥35.62 (up from ¥25.01 year-over-year).

• Comprehensive income: ¥51.2 billion (compared to a loss of ¥20.0 billion year-over-year).

Outlook and guidance

• Full-year forecast: Ordinary profit ¥75.0 billion (up 17.4% year-over-year), profit attributable to owners of parent ¥50.0 billion (up 4.2% year-over-year), basic EPS ¥108.74.

• No changes to previously announced earnings forecast.