HACHIJUNI NAGANO BANK (8359) Q4 2024 earnings summary

Executive summary

• Total assets increased to ¥14,827,752 million as of March 31, 2024, up from ¥12,963,799 million year-over-year.

• Ordinary income rose to ¥212,201 million for FY ended March 31, 2024, compared to ¥198,009 million the previous year.

• Profit attributable to owners of parent grew to ¥37,071 million, up from ¥24,135 million year-over-year.

• Comprehensive income surged to ¥207,392 million, driven by significant gains in valuation differences on securities.

Financial highlights

• Loans and bills discounted increased to ¥6,781,218 million from ¥6,113,178 million year-over-year.

• Securities holdings rose to ¥3,643,073 million from ¥2,676,695 million.

• Deposits grew to ¥9,437,959 million, up from ¥8,168,035 million.

• Ordinary profit was ¥35,217 million, nearly flat year-over-year.

• Profit before income taxes increased to ¥50,829 million from ¥34,747 million.

Outlook and guidance

• No explicit forward-looking statements or guidance provided in the document.