HACHIJUNI NAGANO BANK (8359) Q2 2025 earnings summary

Executive summary

• Completed merger with Nagano Bank, now a wholly owned subsidiary as of June 1, 2023, with consolidated results reflecting this change.

• Consolidated profit attributable to owners of parent for the six months ended September 30, 2024, was ¥19,514 million, down ¥6,970 million year-over-year.

Financial highlights

• Consolidated gross business profit rose to ¥59,182 million, up ¥8,679 million year-over-year.

• Ordinary profit increased to ¥26,715 million, up ¥9,639 million year-over-year.

• Profit before income taxes decreased by ¥6,850 million to ¥27,110 million year-over-year.

• Non-consolidated profit for Hachijuni Bank rose to ¥17,001 million, up ¥6,026 million year-over-year.

• Non-consolidated profit for Nagano Bank fell to ¥786 million, down ¥11,341 million year-over-year.

Segment performance

• Hachijuni Bank's non-consolidated gross business profit increased by ¥5,490 million to ¥48,948 million year-over-year.

• Nagano Bank's non-consolidated gross business profit decreased by ¥1,259 million to ¥3,583 million year-over-year.

• Hachijuni Bank's net gains related to equity securities rose by ¥2,491 million to ¥4,105 million year-over-year.

• Nagano Bank's net gains related to equity securities increased by ¥618 million to ¥1,382 million year-over-year.