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Upstart
Upstart (UPST) investor relations material
Upstart AGM 2026 summary
Complete event summary combining all related documents: earnings call transcript, report, and slide presentation.AGM 2026 summary28 May, 2026
Opening remarks and agenda
Meeting commenced at 9:01 A.M. Pacific Time on May 28, 2026, with introductions of executive team, board members, and external representatives.
The meeting was webcast, and a replay will be available on the IR website.
Stockholders were invited to submit questions via the virtual portal.
Financial performance review
Originations grew 86% year-on-year, revenue increased 64%, and GAAP profitability was achieved in the previous year.
Auto and home segments each grew approximately fivefold.
Q1 saw originations up 61% and revenue up 44%.
Board and executive committee updates
Paul Gu officially became CEO earlier in the month.
Board members and Deloitte & Touche representatives were present.
National bank charter impact on funding strategy
Timeline for auto and home unit profitability
Strategy for treating equity as a real cost
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Latest events from Upstart
- AI-driven lending platform expands product suite and targets long-term growth through innovation.UPST
J.P. Morgan 54th Annual Global Technology, Media and Communications Conference19 May 2026 - Originations up 61% and revenue up 44%, but margins fell and net loss widened.UPSTQ1 20266 May 2026
- Multi-year growth targets, expanded transparency, and AI-driven secured lending fuel future outlook.UPSTMorgan Stanley Technology, Media & Telecom Conference 202627 Apr 2026
- Record 2025 growth, profitability, and automation drive strong 2026 outlook.UPSTQ4 202517 Apr 2026
- 2026 meeting covers director elections, auditor ratification, and performance-based executive pay.UPSTProxy filing16 Apr 2026
- Virtual annual meeting to vote on directors, auditor, and executive pay, all board-backed.UPSTProxy filing16 Apr 2026
- Q2 2024 revenue declined 6% as losses widened, but automation and AI gains drive Q4 optimism.UPSTQ2 20242 Feb 2026
- Q3 2024 revenue up 20% as lending volume and automation surged, narrowing net loss.UPSTQ3 202415 Jan 2026
- Proprietary AI models and data drive expansion into HELOC, auto, and small dollar lending.UPSTThe Citizens JMP Technology Conference 202523 Dec 2025
Next Upstart earnings date
Mizuho Technology Conference 20269 Jun, 2026
Upstart
Next Upstart earnings date
Mizuho Technology Conference 20269 Jun, 2026
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