ING Groep (INGA) AGM 2026 summary

Opening remarks and agenda

• Meeting opened with welcomes to shareholders, workers' council, and introduction of board and committee members.

• Simultaneous translation and voting logistics explained; voting conducted via personal devices throughout the meeting.

• Agenda and explanatory notes published in advance; no shareholder proposals submitted.

Financial performance review

• 2025 saw strong financial results: net profit of EUR 6.3 billion, ROE of 13.2%.

• Retail customers grew to 41 million; lending increased by EUR 57 billion, deposits by EUR 38 billion.

• Revenues reached EUR 23 billion; fee income grew 15% to EUR 4.6 billion.

• Assets under management and e-brokerage rose 16% to EUR 278 billion.

Board and executive committee updates

• CFO Tanate Phutrakul retired; Ida Lerner nominated as new CFO.

• Herna Verhagen stepped down from the Supervisory Board.

• Board composition and succession planning highlighted as priorities.