Plano & Plano Desenvolvimento Imobiliário (PLPL3) Corporate presentation summary

Historical milestones and growth trajectory

• Achieved IPO on B3, expanded product portfolio, and resumed mid-income developments.

• Established ESG department and committee, launched Plano & Plano Institute, and partnered in major housing subsidy programs.

• Secured quality certifications (ISO 9001, 14001, 45001, PBQP-H) and received top industry awards.

• Signed agreements for thousands of housing units under social housing initiatives.

• Demonstrated consistent leadership in São Paulo’s real estate market.

Operational excellence and market positioning

• Operates a verticalized, one-stop-shop platform covering development, construction, and sales.

• Holds a strategic landbank with 1.3 million m² area and 134,000 potential units, 94% in São Paulo.

• Maintains 67 active construction sites and over 76,000 clients as of 2025.

• Focuses on low- and mid-income segments, with tailored products for each MCMV tier.

• Online sales channel accounts for 51% of total sales in 2025, supported by 5,000+ associate brokers.

Financial performance and efficiency

• Achieved 41.1% CAGR in launches and 36.7% CAGR in net sales from 2022 to 2025.

• Maintained resilient gross margins above 30% despite inflationary pressures.

• Cost savings reached BRL 260 million since 2020, averaging 5.2% of total cost.

• Net income margin ranged from 12.9% to 15.1% (2020–2025), with ROE peaking at 81%.

• Cash position covers debt amortization for the next five years; S&P rating AA+.