)
Edge19 Sep 2025
American Express: An Empire of Plastic
How history, brand, and structure have steadily built American Express' moat, and why Warren Buffett still calls it a one-of-a-kind business.
Visa
Visa (V) investor relations material
Visa Goldman Sachs Communacopia + Technology Conference 2026 summary
Complete event summary combining all related documents: earnings call transcript, report, and slide presentation.Goldman Sachs Communacopia + Technology Conference 2026 summary8 Sep, 2026
Strategic direction and organizational transformation
Executed a comprehensive strategy overhaul, aligning leadership and teams globally to drive growth and innovation.
Rewired the operating model, assigning senior leaders to value-added services, CMS, and consumer payments, supported by dedicated product and engineering teams.
Overhauled performance management, linking OKRs and compensation to strategic objectives.
Sustained momentum attributed to experienced leadership and effective execution.
Business performance and macro environment
U.S. business has shown strong and stable growth, averaging 6%-8% annually over the past 18 months, with recent quarters reaching 9%-10%.
Global payment transaction growth remains stable at 10% year-over-year, with cross-border growth accelerating to 14%.
E-commerce continues to outpace travel in cross-border transaction growth.
AI adoption and productivity
Early and aggressive adoption of generative AI has led to significant productivity gains, including 80% more code commits and 80% faster product development.
AI-driven improvements extend across HR, marketing, finance, and client services.
Partial view of Summaries dataset, powered by Quartr API
AI can get things wrong. Verify important information.Research faster. Power your platform.
Latest events from Visa
- Net revenue up 14% to $11.6B, with strong payments growth and $6.2B returned to shareholders.V
Q3 2026 - AI-driven innovation and Visa Direct expansion fuel rapid growth in B2B and money movement.V2026 Baird Global Consumer, Technology & Services Conference
- Accelerated innovation, agentic commerce, and value-added services drive robust growth.VBernstein 42nd Annual Strategic Decisions Conference
- Strong growth in value-added services and innovation positions Visa for continued expansion.VJ.P. Morgan 54th Annual Global Technology, Media and Communications Conference
- Net revenue up 17% and GAAP net income up 32%, with strong payments and cross-border growth.VQ2 2026
- Net revenue up 15% to $10.9B, with strong payments growth and significant shareholder returns.VQ1 2026
- Net revenue up 14% and non-GAAP EPS up 23% year-over-year, driven by robust payments growth.VQ3 2025
- Q3 2024 net income rose 17% on 10% revenue growth, with strong payments and cross-border volumes.VQ3 2024
- Q2 FY2025 net revenue up 9%, non-GAAP EPS up 10%, and $30B buyback announced.VQ2 2025
Next Visa earnings date
Q4 202627 Oct, 2026
Visa
Next Visa earnings date
Q4 202627 Oct, 2026
The essential earnings season companion
The #1 app for qualitative research. Live earnings calls, AI chat, transcripts, and more. All for free.
Live calls and transcripts
Listen to earnings calls, CMDs, investor conferences, and more – with a podcast-like experience.
Find what you need faster
Search for any keyword across all transcripts simultaneously.
Easily store key findings
Capturing important takeaways is as simple as it gets. Even during your lunch run or commute.
Your watchlist. Your dashboard.
Follow the companies that matter to you. Get a personalized feed with real-time updates.
Be the first to know
Set keyword alerts for any company, product, or competitor. Get notified the moment they're mentioned.
Consensus estimates
Access analyst consensus estimates, valuation multiples, and revenue segments splits.
All IR material in one place
The easiest way to stay updated during earnings season.
Global coverage
All events from public companies. Live and recorded.
Just click and listen
No webcast links. No manual registrations.
excellent app, it gives me free access to company earnings calls and annual reports. I also love the convenience of calls being available offline so I can listen in whilst doing other things and even when internet or WiFi isn't available.
)
Leroy DaleyApp Store
One of the very few apps you could call perfect. If something was to add to it, maybe the share price of the company when you search for it, but it's already excellent.
)
Eferix Drawings Google Play
This is genuinely one of the cleanest and fastest finance apps out there to track the market.
anuj283App Store
excellent app, it gives me free access to company earnings calls and annual reports. I also love the convenience of calls being available offline so I can listen in whilst doing other things and even when internet or WiFi isn't available.
Leroy DaleyApp Store
One of the very few apps you could call perfect. If something was to add to it, maybe the share price of the company when you search for it, but it's already excellent.
Eferix Drawings Google Play
This is genuinely one of the cleanest and fastest finance apps out there to track the market.
anuj283App Store
I can't remember the last time an app had such a positive impact on my investment process.
)
@ankurshah47_ x.com
Love the app! Quartr makes it really easy to keep track of earnings calls. It also includes the reports and slides to make it easier to follow along.
Amina0781App Store
Quartr is amazing, no way around it. It is the best right now for earnings calls, presentations, and the like.
@theshortbearx.com
I can't remember the last time an app had such a positive impact on my investment process.
@ankurshah47_ x.com
Love the app! Quartr makes it really easy to keep track of earnings calls. It also includes the reports and slides to make it easier to follow along.
Amina0781App Store
Quartr is amazing, no way around it. It is the best right now for earnings calls, presentations, and the like.
@theshortbearx.com
Related articles
)
Business philosophy15 Sep 2025
Stephen J. Squeri: American Express Veteran Chairman and CEO
Stephen Squeri has spent over four decades at American Express, rising through the ranks to lead one of the world's most recognized brands.
)
Edge1 Mar 2024
Visa and Mastercard: The Global Payment Duopoly
Explore one of the world's largest and most discussed duopolies, from the origins of the credit card to its combined market value of $850 billion.
Frequently asked questions
Explore our global coverage